TD Bank credit card offer: 5% cash back for dining, grocery, gas, cable and utilty bills for 6 months

TD Bank is offering 5% cash back for six months for “eligible purchases”.  From their terms & conditions: “Eligible Retail purchases are limited to dining, grocery and gas purchases as well as cable, phone and utility bill payments.”

Hat tip Rick

Note that Wells Fargo has a similar offer of 5% cash back for 6 months, but their categories are: gas, groceries, and drugstore.

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  1. do you need to have a banking relationship with TD? AND/OR have any state residency requirements? I dont think there’s a TD in Texas.

  2. i have no experience whatsoever with td bank, but i’m guessing that hitting this even a little bit hard on those categories will result in pretty quick action. certainly the same from wf. certainly you know this, fm, but everyone else, proceed with caution.

  3. So it doesn’t include pharmacy. Big deal. How much money can somebody really spend in a month at a pharmacy (insert evil laugh)?

  4. I followed your link to the Wells Fargo cash back card that includes 5% cashback on drugstore. The terms say some purchases are excluded. Do you know if VL cards are excluded? Thanks.

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