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|Card / Notes||Bonus / Annual Fee|
|Discover it® Miles - Double Miles your first year|
Earning rate: 1.5 miles per dollar for all spend.
-No foreign transaction fees
-Free in-flight wifi (up to $30 per year)
-Redeem miles for travel or for cash back (1 cent per mile either way)
See also: Discover introduces a new card and a potentially VERY lucrative 1st year offer
|All miles earned in first 12 months will be doubled. This makes this a 3% cash back card, first year. Plus, get $50 after first purchase (worth $100 thanks to doubling)
No annual fee
The Discover It Miles card isn’t a miles-earning card at all. The card simply earns 1.5 points per dollar for all spend. Discover calls the points “miles”, but each point is really just worth 1 cent. In other words, this is simply a 1.5% cash back card.
That said, this card has a few great things going for it:
- No annual fee
- No foreign transaction fees
- Double Miles First Year: Discover will double all miles earned the first year. This means that for the first year, you get 3% cash back on all spend. That’s excellent.
- $30 in-flight WI-FI credit: Every cardmember year, Discover will reimburse up to $30 in in-flight wi-fi purchases. Plus, they’ve been known to reimburse not just in-flight wi-fi, but all airline charges up to $30 per year. For example, you can use the card to pay for airline tickets or fees, in-flight movies or snacks, etc. and the charge is likely to be reimbursed (up to $30 per year).
This is a great choice for first year spend. Ongoing, this card may be worth keeping simply for its $30 per year airline reimbursements.