$200 MasterCard gift cards spotted at Sears


There have been a few reports recently of people finding $200 MasterCard gift cards at Sears (none yet at my local Sears though!) in the Southeast United States.  One reader reports that he was able to use his Sears gift cards to buy several of these.  And, he snapped a photo (thanks!):


These gift cards have a $6.95 fee.  As a percentage of total value, they’re a much better deal that the more commonly seen $100 MasterCard or Visa gift cards with $5.95 fees (3.5% vs. 6% fee, respectively).  You can use the last four digits on the cards as their PIN.

Double dip:

  1. Go through a portal to buy Sears physical gift cards.  You can find the best portal options here.
  2. Pay with either a Chase Freedom or Discover It card.  Both offer 5X rewards this quarter (4th quarter, 2014) at Sears.com.
  3. Then, use the physical gift card in-store to buy other gift cards such as the one shown above.  NOTE: Not all cashiers allow this.  And, not all Sears stores carry useful gift cards like these.

You may have to hurry…

Sears is not doing well financially.  There’s no telling how long they’ll be around at all, but we do know that they are closing many stores.  You can find more info along with a list of expected closings, in this Value Traveler post.

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