$200 Visas at Sears too!


Last week I reported that there had been a few reports of people finding $200 MasterCard gift cards at Sears in the Southeast United States. In response to that post, people from many places around the country reported finding the same in their stores. In fact, one reader in the western US found not just MasterCards, but Visa cards too:


Both types have a $6.95 fee. As a percentage of total value, they’re a much better deal that the more commonly seen $100 MasterCard or Visa gift cards with $5.95 fees (3.5% vs. 6% fee, respectively).

Double dip:

  1. Go through a portal to buy Sears physical gift cards. You can find the best portal options here.
  2. Pay with either a Chase Freedom or Discover It card which offers 5X rewards this quarter (4th quarter, 2014) online.  Or, reload an existing Sears gift card and pay with either a Chase Freedom or Discover card since both offer 5X at Sears this quarter.
  3. Then, use the physical gift card in-store to buy other gift cards such as the ones shown above. NOTE: Not all cashiers allow this. And, not all Sears stores carry useful gift cards like these.

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