Last week, I listed many great Amex Platinum perks and how to maximize value from them (see: Your Platinum card arrived. Here’s what to do next…). And, separately, I analyzed “Which is the best Amex Platinum card?” With any Platinum card, you can add free authorized users, if they get Green or Gold cards. But, a key difference between the various types of Platinum cards is the fee for adding Platinum authorized users. For example, the Business Platinum card charges $300 per authorized user (employee card, really) whereas most personal Platinum cards charge just $175 for up to 3 authorized users. The Morgan Stanley Platinum card, though, offers the first authorized user card for free. And the Ameriprise Platinum card offers up to three free authorized users, but only for the first year.
If you’re thinking of paying more for Platinum authorized users (or saving money by adding authorized users), it’s useful to know what benefits those users will get. Here you go…
Benefits Included for Platinum Authorized Users
|Benefit||How to access or enroll||Available to Authorized Users?|
|Airport Lounge Access – Centurion Lounges, Escape Lounges, and Airspace Lounges: Cardholder plus two guests are allowed free.||No need to enroll. Simply show your Platinum card when visiting a Centurion Lounge.||Yes|
|Airport Lounge Access – Delta SkyClubs: Cardholder is allowed free when flying Delta same day. Extra charge for guests.||No need to enroll. Simply show your Platinum card and same day boarding pass when visiting a Delta SkyClub.||Yes|
|Airport Lounge Access – Priority Pass Select Lounges: Priority Pass Select member plus two guests are allowed free entrance.||You must sign up for Priority Pass Select. Go to benefit page and click “Enroll in Priority Pass”. You will receive a membership card by mail. Present Priority Pass card and boarding pass at lounge entrance.||Yes. Each authorized user must separately sign up for Priority Pass Select.|
|Global Entry or TSA Pre fee credit: Full reimbursement for signup fee once every 5 years, per card. Note: signup for Global Entry since that includes TSA Pre.||Sign up for Global Entry here. Pay with your Platinum card. Reimbursement should happen automatically.||Yes. Terms & conditions explicitly state “Additional Cards on eligible Consumer and Business accounts are also eligible for the $100 statement credit”.|
|Hilton HHonors Gold Status: Hilton Gold members receive free breakfast, room upgrades when available, and other perks at Hilton hotels.||The primary cardholder can go to benefit page, find the Hilton HHonors Gold benefit, and click “Enroll Now”. Authorized users may have to call Amex to enable this benefit.||Yes|
|Starwood Preferred Guest Gold Status: SPG Gold members receive a welcome gift with each stay, room upgrades when available, and other perks at SPG properties.||The primary cardholder can go to benefit page, find the SPG Gold benefit, and click “Enroll in SPG Gold”. Authorized users may have to call Amex to enable this benefit.||Yes|
|Marriott Rewards Gold Status: Marriott Gold members receive lounge access or free breakfast at most Marriott hotels. Gold status perks depend upon the specific brand.||Sign up for Starwood Gold status (above). Make sure your SPG and Marriott accounts are linked or merged.||Yes|
|National Car Rental Executive status: Book midsize cars and select any car from the Executive Aisle for no extra charge.||Click here to enroll.||Yes|
|Hertz Rental Car Privileges: Special elite-like benefits for Platinum cardholders, plus discounts, plus four hour grace period for rental car returns.||Details and enrollment form found here.||Yes|
|Gogo inflight internet passes: 10 passes per calendar year||Available only to Business Platinum cardholders. Click here to enroll.||Yes (Business Platinum only)|
|Boingo Wifi: Free unlimited wifi access at Boingo hotspots worldwide.||Signup here.||Yes|
|Fine Hotels & Resorts, The Hotel Collection: Get elite-like perks and hotel credits by booking through these specialty sites.||Book through Fine Hotels & Resorts or The Hotel Collection||Yes|
|Cruise Benefits: Pay for your cruise with your Platinum card and receive $100 to $300 per stateroom shipboard credit plus additional amenities unique to each cruise line||Participating cruise lines and other info can be found here.||Yes|
|Active Military Fee Waiver: Amex will waive fees (including annual fees) for US active military personnel.||Call the number of the back of your card and tell them you are serving on active duty military and had heard that AMEX offers to handle your account in accordance with the Servicemembers Civil Relief Act||Yes. Primary user must call and can get fees waived for additional cardholders|
|Neiman Marcus In-Circle||Call 1-800-525-3355 to enroll||Yes.|
Benefits Not Included for Platinum Authorized Users
|Benefit||How to access or enroll||Available to additional cardholders (authorized users, employees)?|
|$200 airline fee credit: Amex will automatically reimburse up to $200 per calendar year for airline fees for your selected airline only. Eligible fees include: baggage fees, flight-change fees, in-flight food and beverage purchases, and airport lounge day passes.||
Go to benefit page and click “Select a Qualifying Airline”.
For tips on using this benefit, please see: Amex airline fee reimbursements. What still works?
|No. Authorized user cards do not receive their own $200 in fee credits. Spend on authorized user cards does count, but only the primary account is credited. In other words, you cannot increase the $200 limit by adding additional cards.|
$200 in Uber Credits: Amex will reimburse $15 per month ($35 in December) for Uber charges. You will also get Uber VIP status.
This benefit is known to work with Uber Eats as well.
|This benefit is available for consumer Platinum cards only (i.e. all but the Business Platinum). Simply add your Platinum card number to your Uber account as a payment method. You do not have to pay with the Platinum card in order to get this benefit.||No. Authorized user cards do not receive their own $200 in Uber credits or VIP status.|
|$100 in Saks Fifth Avenue Credits: Up to $50 in credits each year from January through June; and another $50 July through December.||This benefit is available for consumer Platinum cards only (i.e. all but the Business Platinum). Enroll here. Pay with your consumer Platinum card at Saks Fifth Avenue online or at locations in the US and US Territories.||No. Authorized user cards do not receive their own Saks Fifth Avenue credits.|