Chase Marriott Rewards Premier Upgrade Offer – Is It Worth It?

In addition to the 100,000 signup bonus for the new Marriott Rewards Premier Plus credit card, Chase is offering targeted upgrade offers for existing cardholders of the Marriott Rewards Premier credit card.

Marriott Rewards Premier Plus Upgrade Offer

The Offer

  • Upgrade your credit card from Marriott Rewards Premier to Marriott Rewards Premier Plus and get 0-50,000 bonus points after your first purchase by December 31, 2018.
  • Direct link to find out your upgrade offer

Quick Thoughts

When entering my details, Chase offered me 20,000 Marriott Rewards points to upgrade. Doctor of Credit is reporting that upgrade offers are ranging from 0 to 50,000 points, so you’ll need to check your own offer if you have the Marriott Rewards Premier credit card.

Is it worth upgrading though? That’ll depend on several factors along with your priorities.

If you get an offer that’s less than 50,000 points, it’s probably not worth it. Chase will hopefully offer higher upgrade offer in the future, although that’s obviously not guaranteed.

The bonus points on offer for the upgrade aren’t the only factor though. The annual fee on the Premier Plus credit card is $10 higher than than the Premier. The Premier Plus does earn 6x on Marriott and SPG stays though versus 5x on the Premier which could be worthwhile if you have a lot of paid stays. If you have one of the SPG credit cards though, you can use that to earn 2 Starpoints per dollar which converts to 6 Marriott Rewards points.

For people looking to earn status with Marriott, it might be best to wait until your 15 Elite night credits from the Premier card post to your account before upgrading. Those nights post to your account around your card anniversary time, rather than based on the calendar year.

If your card anniversary date is coming up, there is something else to consider. The Premier card offers a free night certificate at category 1-5 hotels, whereas the Premier Plus offers a free night certificate good for properties up to 35,000 points which – this year only – equates to categories 1-7. What we don’t know yet is whether you’ll receive the free night certificate on the Premier Plus card if you upgrade before your anniversary date in 2018, or if you’d have to wait until 2019 for it to be awarded for the first time.

Given the confusing way Chase dealt with the IHG credit card free night certificate, you might want to hold off on upgrading until there’s some clarification to ensure you don’t miss out on a free night certificate this year. If they confirm that upgrades to the Premier Plus will earn the free night certificate at account renewal this year, it might be best to upgrade before renewing so that you can redeem it at a wider and better selection of hotels this year.

About Stephen Pepper

Stephen Pepper is on a 5 year, 50 state road trip with his wife Shae and their dog Truffles. Finding opportunities to earn miles and points is one of the ways they can afford to do this, so he'll try to help you do the same for your own travels.

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28 Comments on "Chase Marriott Rewards Premier Upgrade Offer – Is It Worth It?"

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Laura Roland
Guest

Only offered 10,000 points. Wow.

Tom
Guest

Just wondering, what makes you think that Chase will offer a higher offer in the future? If we don’t accept the upgrade offers, they could ultimately give us the choice of being forcibly product changed in a year or so WITHOUT the benefit of an upgrade offer, or closing our accounts. What incentive could they have to randomly increase our upgrade offers? Of course I hope this happens too, but this is Chase, they are notoriously stingy with retention offers which is essentially what this is…

Paul
Guest

This exact situation happened to me with an old American Express blue card.

Nun
Guest

It happens. Why are you surprised? They put out a new card and see how much response they get. Then later up the offer. There are counterexamples though like CSR.

JAMES
Guest

Any thoughts on how likely it is that taking the upgrade might trigger a Chase accounts review and lead to a shutdown?

Me Me
Guest

Quote: What we don’t know yet is whether you’ll receive the free night certificate on the Premier Plus card if you upgrade before your anniversary date in 2018, or if you’d have to wait until 2019 for it to be awarded for the first time. END OF QUOTE

A phone representative happened to tell me yesterday that we have to have the Plus card for a whole year to receive the 35k equivalency award. So we do have an answer and that’s an undesired one…

Larry
Guest

My annual fee just posted and I am not sure what to do. The free night has posted to my account. I suppose I could cancel and then wait for 24 months from when I got the bonus and apply for the new card to try to get the 100k. Just not sure.

Greg The Frequent Miler
Admin

What was your upgrade offer? Might be better to wait until closer to the end of this year and then upgrade.

Troy
Guest

Also received 10K on a card with 32K limit…WOW…will be a cold day in hell before I upgrade. Card drops off 5/24 in 9 months anyway so I can wait it for either >=50K kicked to the curb drawer for the free night and go find something better.

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[…] to find out that Chase does have an upgrade offer from the old version. Is it worth upgrading? Frequent Miler’s analysis is worth a read. The Chase Ink Business Preferred card stole the spotlight yesterday with a […]

NinjaX
Guest

NOBODY should be upgrading to the premier plus even with a 50k bonus without a super long personal pro/cons table. 5/24 is prob the biggest reason why u upgrade because u can never app for the 100k plus card. but just remember that u can never get the premier card again. will chase close out the premier like the fairmont? not sure. but the premier plus card will always be around. old premier card is gone forever.

Greg The Frequent Miler
Admin

That’s probably true about never being able to get the old Premier again, but for most people I think that the new card is much better. The annual certs may actually be valuable, and everyday spend goes from horrible (1X) to just kind of bad, but not horrible (2X). I recently got my cat 5 cert so I’m in no hurry to upgrade, but I plan to do so before the end of the year so that the next cert is 35K

Me Me
Guest

Do confirm with a phone rep though. I proposed the same idea and was dismissed explicitly (see my earlier comment).

However if your idea is correct and my phone rep is wrong, I should get my 35k cert in a few weeks :))

Raymond
Guest

Does Chase also offer an upgrade for business Marriott credit card ? thanks !

Greg The Frequent Miler
Admin

No

Art
Guest

My wife and I were both offered 20,000 points. I’m upgrading mine…holding off on hers.

Spencer
Guest

Wife and I both accepted offers. 10k & 20k. Trying to bulk up on MR points before Aug 1. The math here is $20 for 30,000 or $.00067/point. Our annual fees and certs already posted over a month ago. We are both well over 5/24, but my wife will be under 5/24 late this year. Although Marriott and most hotel chains allow combining points at time of redemption, I’m hoping SPG still allows the direct pooling of points into a single account. That rare feature makes online redemptions easier. Goal is for an Aug 1 booking in SPG-7 for a luxury stay.

Charles
Guest

I was only offered 10,000 points. Not doing it. I have had the Marriott Premier Card for over 8 years. I am also outside the 5/24 right now. Couldn’t I cancel my card, wait a month or so and then re-apply for the Premier Plus and get the 100,000 points? Is there anything keeping this from working? It just says you can’t have both cards at the same time right?

Greg The Frequent Miler
Admin

Yes, as long as you’re under 5/24 that should work.

Paul
Guest

I got 20k and took it. I’ve already used my free night this year back in March and paid the AF in February. I’m over 5/24 so the if you value the 20k points conservatively at $140 (and I can get more out of them I’m sure), I get 14 years worth of the annual fee increase.

GB_
Guest

I received an offer of 30k points to do the upgrade (5/9/2018).