Q4 2018 Activation Links For Freedom, Discover, Dividend & Cash+

We’re only a couple of weeks away from the start of Q4, so it’s now possible to activate the 5% bonus categories on several credit cards.

We’ve provided details of each card’s categories for October-December 2018 below, along with links to activate your bonuses.

Chase Freedom

Chase Freedom Q4 2018 categories

Bonus Categories

  • Department stores
  • Wholesale clubs
  • Chase Pay

Bonus Amount / Limit

  • 5% cashback on up to $1,500 spend in combined purchases of this quarter’s categories

Activation link


Discover Q4 2018 activation

Bonus Category

  • Amazon
  • Wholesale clubs

Bonus Amount / Limit

  • 5% cashback on up to $1,500 in purchases

Activation link

US Bank Cash+

US Bank Cash+ Q4 2018 categories

Bonus Categories

Choose two of the following:

  • Home Utilities
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation
  • Car Rentals
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Bonus Amount / Limit

  • 5% cashback on your first $2,000 in combined net purchases in your chosen 5% categories

Activation link

Citi Dividend

Citi Dividend Q4 2018 categories

Bonus Categories

  • Best Buy
  • Department stores

Bonus Amount / Limit

  • Earn 5% cashback with a maximum of $300 cashback earned in bonus categories per calendar year

Activation link

About Stephen Pepper

Stephen Pepper is on a 5 year, 50 state road trip with his wife Shae and their dog Truffles. Finding opportunities to earn miles and points is one of the ways they can afford to do this, so he'll try to help you do the same for your own travels.

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Thank you for covering Discover and US Bank Cash Plus quarterly bonuses. Many bloggers routinely ignore them in favor of Chase and Citi.


Whoever is constantly changing the Chase splash page for clients is making idiotic customer retention mistakes……….In the last few months it seems every time I log in Chase wants to do a redesign……….Just makes me want to go bank with TD AMEX or my credit union………..stupid……stupid………stupid!!!!!!!!