Chase Ritz Carlton Rewards Visa Infinite

Chase Ritz Carlton Rewards Visa Infinite
2 Free Nights + 10K
2 Free Tier 1-4 night stays after $4K spend in first three months + 10K points for adding an authorized user.
Click Here to Apply

$450 Annual Fee

Recent better offer: 3 Free Tier 1-4 nights after $5K spend in first three months + 10K points for adding an authorized user.

FM Mini Review: While the card is pricey, it offers a very nice collection of perks. Great choice for those seeking Marriott elite status.

Card Type: Visa Infinite

Earning rate: ⚬ 2X airline, car rental, & restaurants ⚬ 5X Ritz & Marriott.

Big spend bonus: $10K spend per account year to keep Gold elite status; $75K spend per account year for Platinum elite status

Noteworthy perks: ⚬ 3 club level upgrades. Gold status, first year ⚬ $100 hotel credit for each 2 night or longer stay ⚬ Airport lounge access ⚬ $300 annual credit for airline incidentals ⚬ 10% annual points premium ⚬ $100 discount on multi-passenger ticket purchases.

Note: This card is believed to not be subject to Chase's 5/24 rule


This is a premium card with a premium annual fee and premium features:

  • $450 annual fee not waived the first year
  • $300 in annual airline fee reimbursements. Unlike the Sapphire Reserve, this is only meant for airline fees and it is not automatic: you have to request each reimbursement.
  • Earns 2X airline, car rental, & restaurants. 5X Ritz & Marriott; 1X elsewhere.
  • 10% annual points bonus.
  • Ritz points are identical to Marriott points. In fact, you can sign up for this card with your Marriott Rewards number and you’ll earn Marriott points.
  • Elite Status: Automatic Gold status first year. $10K spend per account year to keep Gold elite status; $75K spend per account year for Platinum elite status.
  • 3 club level upgrades for rooms booked with standard rate.
  • $100 hotel credit for each 2 night or longer stay.
  • Priority Pass Select airport lounge access.
  • Free authorized users (who also get Priority Pass)
  • Global Entry fee reimbursement
  • Visa Infinite $100 companion discount for round trip domestic flights

Overall, this card has a lot going for it, so it definitely makes sense for some. Personally, I already get many of its premium features from other cards, so it is not as appealing to me as it may be to others.

Leave a Reply

5 Comment threads
1 Thread replies
Most reacted comment
Hottest comment thread
2 Comment authors
Ritz Card: Act now for free airport lounge access for friends and family - Frequent MilerFrom $210 nonstop RT to Ireland & Scotland from Northeast US - Frequent MilerChase Ritz / Intermix Offer: $150 off of $750 (Targeted?) - Frequent MilerNick ReyesSapphire Reserve negative changes coming. May be a good thing? - Frequent Miler Recent comment authors
Notify of

Your article on business cards such as Chase Ritz Carlton Rewards Visa Infinite “NOT” counting toward the unofficial 5/24 Chase rule is written in an unclear manner. Why? Because it doesn’t distinguish between whether those business cards you listed don’t count toward getting to your 5/24 total or whether if you are already at the 5/24 total whether you will still qualify to receive one of these business cards. If a person qualifies under both of the previous scenarios it should be so stated. Regardless of your answer, the article was poorly written.

Nick Reyes

Sorry for the slow response here. The Ritz Carlton Rewards Visa is not a business card — this is a personal card. All personal cards add to your 5/24 count. Most business cards do not add to your 5/24 count.

Approvals for some personal cards are not governed by the rule. For example, you can be approved for the Ritz-Carlton card even if you are over 5/24. We say that the Ritz-Calrton card is not subject to the 5/24 rule, meaning that approvals are not determined based on that rule. The card will still add +1 to your 5/24 count, but getting approved for it is possible even if over 5/24 (it’ll just continue to put off your ability to get approved for those cards which are subject to 5/24).


[…] change to a card that still offers unlimited Priority Pass guests, two that come to my mind are the Ritz Carlton Rewards Visa Infinite card and the CNB Crystal Visa Infinite.  The former is a bit of a gamble since it is also a Chase […]


[…] I received the following email for a $150 off if I spend $750 or more at INTERMIX with my Chase Ritz-Carlton Rewards Visa […]


[…] offers the right travel protections for your trip. Cards like the Chase Sapphire Reserve, the Chase Ritz-Carlton card, and the Citi Prestige offer excellent trip delay/cancellation protections. These cheap […]


[…] I signed up for the Ritz-Carlton card.  Even though I’ve recommended getting it before August to lock in the new Marriott/SPG […]