Amex Sync: 20% off beyond Home Depot


American Express is currently running a Sync Offer which gives cardholders a one time $15 rebate on a $75 or larger purchase at Home Depot (see this Quick Deal for more info).  You must first enroll your Amex card(s) to qualify.  One way to get a lot out of promotions like these is to enroll multiple Amex cards (see “Maximizing Amex Sync offers. Part 1: sync multiple cards”).  You can enroll primary Amex cards, authorized user cards, Amex Serve prepaid cards, and even Amex Serve subaccounts. 

To save 20% on all of your Home Depot purchases, enroll a bunch of Amex cards in this promotion and then head over to Home Depot to buy Home Depot gift cards.  Ask to pay $75 at a time, and each time swipe a different enrolled Amex card.  Each of your card accounts should then receive $15 back automatically from American Express.  Once you have the Home Depot gift cards in hand, you can save even more by using coupons and/or by shopping online through a portal.

If you don’t have any purchases to make at Home Depot, you can still do well by going to Home Depot and buying gift cards to other merchants.  A helpful reader sent me photos of his local Home Depot gift card rack, and I took some of my own, then I used those photos to create the table below.  The table shows all of the gift cards (that I could make out in the photos) available at Home Depot. 

Yes, Home Depot has some attractive money-like products such as REloadit cards, but they do not accept credit cards for those purchases.  I tried all of the variable load options, but all were coded in the register as cash-only.  Fixed value Visa, MasterCard, and Amex cards are fair game though.  The table below includes a column showing whether or not I think that Home Depot accepts credit cards for each gift card.  I haven’t tried all possible combinations so at this point this is just my best guess.  Please let me know if I got any of the details wrong.


Gift Cards by Type Pay w/ Credit Card?
Entertainment and books  
AMC Theatres Y
Fandango  Y
iTunes Y
Ultimate Game Card Y
American Express gift card ($25, $100) Y
MasterCard ($25, $50, $100) Y
MasterCard $120 4 pack  Y
GreenDot Cash Reload N
GreenDot Prepaid MasterCard N
GreenDot Prepaid Visa N
PayPal reloadable MasterCard N
PayPower Visa Prepaid Card N
REloadit card N
Visa  ($25, $50, $100) Y
Visa $75 3 pack Y
Net10 Y
payLo Y
T-Mobile Y
Tracfone Y
Virgin Mobile Y
Applebees  Y
Buffalo Wild Wings  Y
Burger King Y
Cheesecake Factory Y
Chili’s  Y
Cold Stone Creamery  Y
Cracker Barrel  Y
IHop  Y
Little Ceasars Y
Longhorn Steakhouse Y
Macaroni Grill  Y
Maggiano’s  Y
Noah’s Y
Olive Garden Y
On the Border  Y
Outback Steakhouse  Y
Panda Express  Y
Panera Y
PF Changs  Y
Red Lobster Y
Red Robin  Y
Ruby Tuesday  Y
Starbucks  Y
Steak N Shake  Y
Subway  Y
TGI Fridays  Y
Store / Gas  
Shell Y
The Home Depot  Y


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