The Blue Business Plus Credit Card

Note: American Express is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

The Blue Business℠ Plus Credit Card
10K points
10K points after $3K in purchases in the first 3 months
Click Here to Apply

$0 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not supply the details nor is it responsible for their accuracy.

Recent better offer: 20K after $3K spend in 3 months (Expired 6/21/17)
10K points after $3K in purchases in the first 3 months (Expired 9/26/18)

FM Mini Review: No other transferable points card offers 2X rewards for ALL spend. With no annual fee, this card is a winner. Big time.


Card Type: Amex Credit Card

Earning rate: 2X Membership Rewards points on all purchases, up to $50K spend per calendar year (then 1X thereafter). Terms apply. See Rates & Fees

Noteworthy perks: 0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24%, 17.24% or 21.24%, based on your creditworthiness and other factors as determined at the time of account opening

See also: The new king of everyday spend

Overview

The The Blue Business Plus Credit Card is the only card offering transferable points and 2X rewards for all spend. That's fantastic. And, it has no annual fee!

Card Advantages

  • No annual fee.
  • 2X Membership Rewards points everywhere. Enough said.
  • When paired with The Business Platinum Card from American Express OPEN, you can use points to purchase flights at a value of 1.5 cents per point thanks to the Business Platinum pay with points rebate.
  • If you cancel all other Membership Rewards cards, your Membership Rewards points will stay active and still transferable to airlines.
  • Signing up for this card does not impact your 5/24 count.

Card Disadvantages

  • This is a credit card, not a charge card, so it is subject to Amex's limit of 5 credit cards per person.
  • 2X earnings are capped at $50K spend per year.

Rewards

Amex Membership Rewards points can be incredibly valuable if you know how to use them. In general, if you use Membership Rewards points to pay for merchandise or travel, you won't get good value from your points. One exception is with the Business Platinum card where you'll get a 35% point rebate when using points to book certain flights. This gives you approximately 1.5 cents per point value, which is pretty good. If you don't have the Business Platinum card, then your best bet is to transfer points to airline miles in order to book high value awards. More details can be found here: Amex Transfer Partners.

Application Tips


Amex Application Tips



  • Safe to Apply: Amex is the safest bank for trying your luck at a new welcome bonus. They don’t usually issue a hard pull when denying your application. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus.

  • Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from getting a welcome bonus for the card if you sign up now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years.

  • 5/90 Rule: In general, you can get at most one credit card within 5 days and 2 within 90 days. The 5 day limit is not enforced when your applications are automatically approved. Neither rule is enforced for charge cards.

  • 5 credit card max:Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards open. This limit does not apply to charge cards.

  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.

  • Hard inquiries combine into 1 when approved same day


Check application status here.
If denied, call reconsideration: 877-399-3083 (new accountholders); 866-314-0237 (current accountholders)


How to Meet Spend Requirements

In order to meet minimum spend requirements, people often look for options to increase spend in ways that result in getting the money back. These techniques are often referred to as "manufacturing spend". American Express has terms in their signup offers that exclude some manufactured spend techniques from counting towards the minimum spend requirements for the welcome bonus. For example, most signup bonuses have terms like this:
Eligible purchases to meet the Threshold Amount of this offer do NOT include fees or interest charges, balance transfers, cash advances, purchase of travelers checks, purchase or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or other cash equivalents.
That said, many techniques for meeting minimum spend are perfectly fine. Here are some techniques that are safe for meeting Amex minimum spend requirements (click each link for more information):

Related Cards (Membership Rewards)

The Business Platinum® Card from American Express OPEN
75K points
Up to 75K: 50K after $10K spend + 25K after additional $10K spend in 3 months.

$450 Annual Fee

Recent better offer: 150K after $20K Spend (Targeted)

The Business Gold Rewards Card from American Express OPEN
50K points
50K after $5K spend in 3 months (You may be eligible for a bigger signup offer. Call Amex to ask)

No Annual Fee First Year, Then $175

Alternate offer: Some have been targeted for a 75K offer. See this post for more info.

Recent better offer: 75K after $5K spend, targeted -- call to ask for offer. (last reported 2/25/16)

American Express® Gold Card
50K points + 20% back on select purchases
50K after $2K spend in 3 months + 20% back as a statement credit at US Restaurants within the first 3 months (up to $100 back).
(Offer Expires 01/09/18)

$250 Annual Fee

The Platinum Card® from American Express
60K points
60K after $5K spend in 3 months

$550 Annual Fee

Recent better offer: 100K after $3K spend direct link (last reported 5/10/16)

Gold Card from American Express
25K points
25K after $1K spend in 3 months

No Annual Fee First Year, Then $160

The Blue Business℠ Plus Credit Card
10K points
10K points after $3K in purchases in the first 3 months

$0 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not supply the details nor is it responsible for their accuracy.

Recent better offer: 20K after $3K spend in 3 months (Expired 6/21/17)
10K points after $3K in purchases in the first 3 months (Expired 9/26/18)

Platinum Card® from American Express for Ameriprise Financial
Free First Year
No first year annual fee for you and up to 3 authorized cardholders

No Annual Fee First Year, Then $550

Business Green Rewards Card from American Express OPEN
5K points
5K points after first purchase

No Annual Fee First Year, Then $95

The Blue for Business® Credit Card from American Express

Click here to view details about a similar card: The Blue Business Plus Credit Card

Recent better offer: Expired 2/22/17 -- 10K points after first purchase + 10X points at U.S. restaurants the first six months (up to $2K in spend) + 2X on all purchases the first year (up to $50K in spend)

Expired 4/26/17 -- 25K: 10K after first purchase plus 15K after $5K spend in 6 months

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[…] this coming.  A great new credit card has just been introduced with no fanfare and no press leaks: Amex Blue Business Plus.  Unlike other recently introduced cards, this one is not a premium card.  Far from it.  This […]

iahphx
Guest
iahphx

Isn’t it a bit bizarre that this no-fee card earns more reward points than their premium cards? How is THAT a sustainable business model?

Michael Margelefsky
Guest
Michael Margelefsky

Perhaps the fact it is limited to $50K@2 pts makes it more sustainable than, say the business plat which gives a .5 point bonus for purchases over $5k. Max bonus 1M points. Total exposure much less

gent
Guest
gent

$50k limit is a huge bummer. Was getting excited until I saw that massive letdown.

trackback

[…] would do well to sign up for both the Business Platinum card and the new Blue Business Plus card.  If you sign up for the former by May 31, then you’ll be able to keep the 50% pay with […]

Amol
Guest
Amol

With the $50K cap, that makes the 0% first year APR pretty useful for MS, since you can stop spending at $50K and use whatever your credit limit is as float for the rest of the year, just pay minimum payment each month. It’s a business line so shouldn’t hurt your credit.

Drolma-la
Guest
Drolma-la

The deal-breaker for me with this card would be the 2.7% foreign exchange fee.

trackback

[…] that offer 20,000 points after spending $3,000 in 3 months. Use your favorite, or one of mine: The Frequent Miler (And the Blue Business Plus is better than the Everyday Preferred, because it earns more, […]

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[…] Blue Business Plus 2X EveryDay Preferred 1.5X* […]

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[…] The Blue Business Plus Credit Card […]

Ozzie
Guest
Ozzie

Just applied thru your referred link. Hope it’s helpful to your blog.

Elsie
Guest

What happened to the 20k sign up bonus? Did I ‘blow the bunny’ somehow? (not as naught as it sounds – it’s a phrase my dad used when I would miss a layup in basketball)

trackback

[…] and offers 20K Membership Rewards points (if you get it through an affiliate link, like at The Frequent Miler) after spending $3,000 in three months, and has no annual fee, so…I got it. It was obvious. […]

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[…] the site a moment to load a similar pop-up for you in case you get an offer on something like the Blue Business Plus. While we previously had an offer for a 20K signup bonus (since expired), the current public offer […]

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[…] top of whatever you would normally earn (See: More Amex 2X Merchants) and how to add those to your Blue Business Plus (See: Get Amex Offers on Blue Business Plus) to get a total of up to 3x (since you normally earn 2x […]

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[…] the offer (though I haven’t tried). This one is targeted, but I received this offer on my Blue Business Plus card. My wife received it on an Everyday […]

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[…] My wife and I each got this on our Business Platinum cards, though I didn’t have it on my Blue Business Plus. I definitely plan to take advantage of this one before it’s […]

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[…] to use a business card, though, at the time of this writing the list shows only one option: the new Blue Business Plus Credit Card.  But, there is a reason that I probably won’t use that particular card for this purpose […]

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[…] more information on this card, see The new king of everyday spend: Amex Blue Business Plus and our Blue Business Plus card page. Note that while this card did not have Amex Offers when it debuted, I am now regularly […]

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[…] for 1 extra Membership Reward point per dollar at Dell available on some cards. I have it on my Blue Business Plus, meaning that I could earn 3x total in addition to the 14% back above since the Blue Business Plus […]

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[…] payment fee means that you can essentially buy miles for 1.22 cents per dollar. Even better, the Amex Blue Business Plus credit card earns 2 Membership Rewards points per dollar. In this case you can essentially buy […]

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[…] a link to this offer on our Best Offers page or see our Blue Business Plus Credit Card page for more card info and a […]

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[…] bolded a couple of the more interesting offers. BestBuy.com was great for me as I found it on my Blue Business Plus card (among others). That means I can earn a total of 3x at BestBuy.com since the Blue Business […]

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[…] Blue Business Plus: 2X everywhere, up to $50K spend per year […]

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[…] week, the public best welcome offer for the Blue Business Plus card from American Express increased to 10,000 Membership Rewards points after $3,000 in […]

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[…] with no annual fee include: Blue Business Plus (this also happens to be my favorite card for Everyday […]

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[…] card since I use those to manufacture top tier status.  And I certainly won’t close the Blue Business Plus card because it is awesome.  I rarely use the Amex Everyday card or the old Blue Cash card, so […]