Blue Cash Everyday® Card from American Express

Note: American Express is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

Blue Cash Everyday® Card from American Express
Up to $300 in statement credits
$100 cash back after $1K in the first 3 months plus 20% back at Amazon.com for the first 6 months up to $200 cash back. Terms apply.
Click Here to Apply

No Annual Fee

Note that Amex is extending the timeline to meet minimum spend by 3 months for applications approved between 12/1/19 and 5/31/20. See this post for more info.

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: $250 after $1K spend targeted (last reported 10/2015)

Up to $300: 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back. Plus, earn $100 back after $1K spend in 3 months. (Expired 5/3/17)


Card Type: Amex Credit Card

Base
1%
Gas
2%
Grocery
3%
Shop
2%

Earning rate: ⚬ 3% cash back at US supermarkets up to $6,000 per year in purchases (then 1%) ⚬ 2% cash back at US gas stations and select US department stores ⚬ 1% cash back on other purchases ⚬ Terms apply.

Noteworthy perks: Terms Apply.

Overview

The Blue Cash Everyday Card from American Express offers 3% cash back at US supermarkets up to $6,000 per year in purchases (then 1% cash back), 2% cash back at US gas stations, and 1% everywhere else.

This card is a decent no-annual-fee option for grocery store spend. I recommend pairing this card with a card that earns better than 1% cash back for all other spend. See: Best rewards for everyday spend.

If you prefer to earn transferable points for travel, consider the similar Amex EveryDay Credit Card. If you prefer to earn higher cash back rates for grocery and gas, consider the Blue Cash Preferred Card.

Application Tips


Amex Application Tips



  • Safe to Apply: Amex is the safest bank for trying your luck at a new welcome bonus. They don’t usually issue a hard pull when denying your application. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus.

  • Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from getting a welcome bonus for the card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years.

  • 5/90 Rule: In general, you can get at most one credit card within 5 days and 2 within 90 days. The 5 day limit is not enforced when your applications are automatically approved. Neither rule is enforced for charge cards.

  • 5 credit card max:Amex usually won't approve applications for new credit cards if you already have 4 or more Amex credit cards or 10 or more charge cards.

  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.

  • Hard inquiries combine into 1 when approved same day


Check application status here.
If denied, call reconsideration: 877-399-3083 (new accountholders); 866-314-0237 (current accountholders)


How to Meet Spend Requirements

In order to meet minimum spend requirements, people often look for options to increase spend in ways that result in getting their money back. These techniques are referred to as "manufacturing spend". American Express has terms in their welcome offers that exclude some manufactured spend techniques from counting towards the minimum spend requirements for the welcome bonus. For example, most new cardmember bonuses have terms like this:
Eligible purchases to meet the Threshold Amount of this offer do NOT include fees or interest charges, balance transfers, cash advances, purchase of travelers checks, purchase or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or other cash equivalents.
That said, many techniques for meeting minimum spend are perfectly fine. Here are some techniques that are safe for meeting Amex minimum spend requirements (click each link for more information):

Related Cards (Amex cash back cards)

Blue Cash Everyday® Card from American Express
Up to $300 in statement credits
$100 cash back after $1K in the first 3 months plus 20% back at Amazon.com for the first 6 months up to $200 cash back. Terms apply.

No Annual Fee

Note that Amex is extending the timeline to meet minimum spend by 3 months for applications approved between 12/1/19 and 5/31/20. See this post for more info.

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: $250 after $1K spend targeted (last reported 10/2015)

Up to $300: 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back. Plus, earn $100 back after $1K spend in 3 months. (Expired 5/3/17)

American Express® Blue Business Cash Card
Up to $300 in statement credits
Up to $300 in statement credits: Earn up to $100 in statement credits for purchases made in the first 3 months at each of these merchants: Dell, DocuSign, and FedEx. Terms apply.

No Annual Fee

Note that Amex is extending the timeline to meet minimum spend by 3 months for applications approved between 12/1/19 and 5/31/20. See this post for more info.

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Up to $500 in statement credits: Earn a $250 statement credit after $5K in purchases in the first 6 months and an additional $250 statement credit after an additional $10K in purchases in the first year. [Expired 8/6/20]

Blue Cash Preferred® Card from American Express
$250 Cash Back
$250 cash back after $1K in the first 3 months. Terms Apply.

$95 Annual Fee

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