About Greg The Frequent Miler

Greg is the owner, founder, and primary author of the Frequent Miler. He earns millions of points and miles each year, mostly without flying, and dedicates this blog to teaching others how to do the same.

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Transferable Points Programs: Amex vs Chase vs Citi vs Capital One

Amex Transfer Partners

In my opinion, transferable points programs are the most valuable points to accumulate.  These points can often be used at better than 1 cent per point value to book travel.  Even better, points can be strategically transferred to airline and hotel programs when valuable awards are available.  If you’re at all interested in free travel or luxury travel with points & miles, then you need to understand the basics of each of these programs. In this post,…

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Best Category Bonuses: Which card to use where?

Best Category Bonuses Credit Cards

A number of credit cards offer incredible category bonuses.  Citi Prestige offers 5X for dining, airfare, and travel agencies.  Chase Freedom offers 5X in changing categories each quarter.  Amex Gold offers 4X at US restaurants and US supermarkets (up to $25K per year, then 1X).  And these are just a small sample of examples.  Below you’ll find the best card for each type of purchase.  We describe these as the best category bonuses. Best Card…

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Transfer partners: Chase vs. Citi

Andaz Peninsula Papagayo Costa Rica Mixology Class

Recently, Nick and I have published a number of posts about the Citi Prestige card’s new 5X earning power and our thoughts about whether or not to keep our Sapphire Reserve cards (which earn 3X in similar categories): Prestige rocks my wallet for 2019 On my mind (Goodbye Sapphire Reserve?) Rocking the Prestige more softly than Greg In response, a number of readers asserted that Citi’s transfer partners are awful (shitty, garbage, useless, etc.) compared…

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FM vs DoC: Southwest Companion Pass with 1 Card. A great deal or quite weak?

Chase and Southwest stunned the points & miles world yesterday with new offers for their consumer credit cards.  Through February 11, all three Southwest consumer cards are offering new cardholders 30,000 points plus a Companion Pass after $4K spend in 3 months.  The Companion Pass is valid only through 12/31/19. Regarding these offers, our own Nick Reyes said: “Wow!” and “this is a great deal if you’re interested in the Companion Pass”. On the other…

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Pay taxes via credit card, 2019 edition

Preparing taxes is no fun. No fun at all. But paying taxes doesn’t have to be painful. In fact, it can be quite rewarding to pay taxes via credit card. The key is to earn credit card rewards that more than offset tax payment fees. Here’s what you need to know… Important due dates for 2019 taxes January 15 2019: 4th quarter estimated taxes for 2018 April 15 2019: Final 2018 taxes due April 15…

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Tiffany’s Google Fi warning. Time to retreat?

Earlier today, Tiffany at One Mile at a Time posted “Why I Can No Longer Recommend Google Fi.”  In that post, Tiffany described a number of issues with her latest Pixel phone and with Fi support.  None of those issues were deal breakers though.  The deal breaking humongous issue was with Google Pay.  And it made me nervous… When Google ran a one day spectacular sale on new Fi phones back in November, Tiffany’s husband…

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On my mind (Goodbye Sapphire Reserve?)

I’m struggling with the question of whether or not to say goodbye to my Sapphire Reserve card.  Now that my Citi Prestige card offers 5X for dining, airfare, and travel agencies, the Sapphire Reserve has lost its coveted spot in my wallet (see: Prestige rocks my wallet for 2019).  I’ve temporarily moved the card to my travel wallet, but I’m not at all sure it should stay there.  The logical thing to do is to…

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Prestige rocks my wallet for 2019

January 4th is the big day for the Citi Prestige card.  Starting today, the Citi Prestige Card earns 5X for dining, 5X for airfare, 5X for most travel agencies, 3X for hotels, 3X for cruise lines, and 1X everywhere else.  Here’s Citibank’s page detailing the changes. We previously published the Prestige card changes rolling out this year, but for your convenience, here’s a summary of all of the changes and when they are expected: Old…

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Perk abuse, coming soon

Earlier today Citi announced a new credit card: Citi Rewards+.  You can find the official press release here, or click here to read Nick’s take on the new card.  Overall, the card is unremarkable except for one crazy feature: the card “rounds up to the nearest 10 ThankYou® Points on every purchase.” This means that a $1 purchase earns 10X.  And a 10 cent purchase earns 100X.  And a 1 cent purchase earns 1000X.  Those…

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