Nick Reyes

Nick Reyes is a (fairly) regular guy with an animalistic passion for maximizing the value of miles and money to travel the world in comfort and style. There is little in life that he loves more than finding a fantastic deal and helping you shop smarter & harder to achieve your travel dreams.
Sapphire Reserve vs Preferred

Sapphire Preferred + Reserve possible via upgrade

Miles to Memories has reported some data points indicating that it is possible for one person to hold both the Chase Sapphire Preferred and Chase Sapphire Reserve card at the same time. I don't...
Alaska Airlines Companion Fare

Earn Alaska elite miles through credit card spend (& added category bonus)

For a limited time, Alaska Airlines is offering bonus elite qualifying miles with credit card spend: Earn 2,500 elite qualifying miles for each $5K spent on purchases from June 1st through September 30th (up to 10K...
amex offers

Air Canada converting vouchers to miles at a poor rate

We recently reported that AIr Canada would soon offer the ability to take a refund for a flight in the form of Aeroplan miles. I believe that conversion was scheduled to go live on...

Western Union makes offer to buy MoneyGram

Bloomberg reports that Western Union has made an offer to buy MoneyGram (see their full article here). It's too early to know what effect that would have on money orders and MS if it...

Is it now irrational to hold Ultimate Rewards points? (on Nick’s mind)

On our most recent Frequent Miler on the Air, I made some points about the new ability to cash out Chase points at a value of 1.5c each via the current promotion. When we...

Citi offer: 10x (up to 2500 points) on groceries, shopping, gas (and more?) to...

Citi has sent out targeted spending bonuses for some cardholders. Greg received the offer below to earn 10x ThankYou points (up to 2500 points) through 8/31/20 on "eligible purchases". Unfortunately, it's not totally clear which...

How merchants code, road trip companion, 14 nights in the Maldives, and more

This week around the web, bookmark a handy list of merchant category codes, check out a tool that might be helpful for your next road trip, think about how the new rules of travel...

[Update: Now through 9/30] Redeem Capital One miles for a new phone (or your...

Update: Capital One reached out yesterday to let us know that this limited-time redemption opportunity would be available until September 30, 2020. This is in addition to the same time extension on the consumer...

Is the Sapphire Reserve 1.5c cash-out compelling? Also: using incidental credits & more.

Chase introduced some major COVID enhancements this week, but I've seen many readers dismiss the ability to redeem points at a value of 1.5c per point. Should only the cash-strapped among us redeem points...

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