Capital One® Spark® Cash for Business

Note: Capital One is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

Capital One® Spark® Cash for Business
$500 Cash Back
Earn a one time bonus: $500 after $4500 spend in 3 months from account opening
Click Here to Apply

No Annual Fee First Year, Then $95

Recent better offer: Expired 1/28/19: Up to $2,000 cash back: $500 after $5K spend in 3 months from account opening plus $1500 cash back after $50K total spend within 6 months from account opening.

FM Mini Review: Many cards offer unlimited 2% cash back, but this is the only business card I know of that does so. This is a good option for business owners who prefer simple cash back rewards.


Card Type: Visa Signature

Base
2%

Earning rate: 2% everywhere

Noteworthy perks: No foreign transaction fees

Overview

It's rare to find a business rewards card with great rewards for all spend. This one offers 2% cash back everywhere and a great welcome offer.

Additional benefits of this card include no foreign transaction fees, travel and emergency assistance services, purchase protections, and more.

Overall, this is an excellent choice both for its intro bonus and rewards for spend.

Application Tips

Capital One Application Tips


  • 6 month rule: Must wait 6 months after applying for a Capital One card before applying for another one.

  • 2 card limit: You can have at most 2 Capital One consumer cards

  • Get Same Card Again: There is no known rule against getting the same card and bonus again even if you still have the card open.

  • Hard inquiries usually get issued through all 3 credit bureaus


To check application status, call (800) 903-9177 or (877) 277-5901
If denied, call reconsideration here: (800) 625-7866

Related Cards (CapOne cash back cards)

Capital One® Spark® Cash for Business
$500 Cash Back
Earn a one time bonus: $500 after $4500 spend in 3 months from account opening

No Annual Fee First Year, Then $95

Recent better offer: Expired 1/28/19: Up to $2,000 cash back: $500 after $5K spend in 3 months from account opening plus $1500 cash back after $50K total spend within 6 months from account opening.

Capital One® Savor® Cash Rewards Credit Card
$300 Cash Back
Earn a one time bonus: $300 after $3K spend in 3 months from account opening

No Annual Fee First Year, Then $95

Capital One® Spark® Cash Select for Business
$200 Cash Back
One time bonus: $200 after $3,000 spend in 3 months from account opening

$0 Annual Fee

Capital One® Quicksilver® Cash Rewards Credit Card
$150 Cash Back
One time bonus: $150 after $500 spend in 3 months from account opening

$0 Annual Fee

Capital One® SavorOne℠ Cash Rewards Credit Card
$150 Cash Back
One time bonus: $150 after $500 spend in 3 months from account opening

$0 Annual Fee

Last updated on May 30th, 2018

Regarding comments: Comments posted at the bottom of Frequent Miler pages and posts are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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