Credit Cards

Category Archives for Credit Cards.

Bypass 5/24 With Targeted Offer In United App

Pre-qualified United app

A month ago we updated our post about Chase credit card signup offers that bypassed 5/24 (See: New offers bypassing 5/24 (approval NOT guaranteed) as even more people became targeted for them. I was one of the lucky ones who saw offers for United, Southwest and Marriott credit cards. I wasn’t really in the market for any of them, but I wasn’t going to pass up the opportunity to bypass 5/24 and so applied for…

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Chase Sapphire Reserve Complete Guide

The $550 Chase Sapphire Reserve card is my pick for the best all around travel rewards card. It has decent perks, best-in-class travel protections, and excellent rewards for spend: 3X points for both travel and dining.  This card earns valuable Chase Ultimate Rewards points. With the Sapphire Reserve card, points are worth 1.5 cents each when redeemed for travel through the Chase Ultimate Rewards portal. Application Tips Should you apply? If you spend a lot…

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Amex Platinum Complete Guide

Amex Platinum for Less

Amex Platinum cards come loaded with high end perks: up to $500 per year in various credit reimbursements, access to multiple types of airport lounges, hotel and car elite status, and much more.  All of this goodness comes at a steep price: More than $500 per year. There are multiple versions of the consumer Amex Platinum card.  In addition to the regular card, there are Platinum cards branded by Morgan Stanley and Schwab.  Even though these Platinum cards are strikingly similar, they are considered separate products.  There’s no reason you can’t get the welcome bonus for each one. There is also a business Platinum card, but it is different in a number of ways.  It offers different point earning bonuses and some different perks.

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Manufacturing Hyatt Globalist Status

In my opinion, Hyatt offers the best top-tier elite perks of any hotel chain.  Hyatt also arguably offers the best redemption options of any major chain thanks to having a reasonably priced award chart and the ability to book upgrades such as as club access, suites, and premium suites with points.  The only area where other chains have a big advantage is with the number of hotels available: Hyatt is tiny compared to Marriott, Hilton,…

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(EXPIRED) (Targeted) Earn 10% Cashback On Chase Freedom (Limit $500 Of Spend)

Chase Freedom

If you have a Chase Freedom card, check your emails as Chase is sending out targeted emails to some cardholders offering 10% cashback through the end of the year. The Deal Earn 10% cashback on up to $500 of spend on the Chase Freedom card with a targeted offer. Key Terms Offer valid December 1-31, 2019. Quick Thoughts If you were targeted for this offer, be sure to register for it and take advantage of…

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(EXPIRED) Target Offering 10% Off Gift Cards On December 8 Only (Limit 3?)

Cards at the ready! Target has finally announced that it’ll be running its annual sale that offers a 10% discount on its gift cards on December 8, 2019. The Deal Save 10% on Target gift cards. Key Terms Offer valid December 8, 2019 only. Limit 3. Quick Thoughts Target has run this deal for several years and it always proves to be popular. The latest iteration of it showed up in a Slickdeals thread and…

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Samsung Galaxy Buds for ~$20 with a great stack

It’s late, so I’m going to keep this very short: Doctor of Credit posted a nice deal on Samsung Galaxy buds. They are available at many stores for $99.99 right now, but I think you can stack it for a terrific deal by doing the following: Sync the Microsoft Store offer on your Chase business card (targeted, but pretty widely available on Chase business cards; good for 25% back) Start at TopCashBack. If you’re new…

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On Nick’s mind (Dumping the Sapphire Reserve?)

Yesterday, Greg wrote about cancelling a credit card to which he had an oddly emotional attachment, the Citi Prestige card (See: Dumping my Citi Prestige card). His willpower is stronger than mine; with 5x on dining and flights, I’ve never been happier to pick up the check for friends and family and be reimbursed — I can’t yet muster the strength to cancel it. Thankfully, I don’t have to yet as I was charged the…

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Dumping my Citi Prestige card

I signed up for the Citi Prestige card in September, 2014. Back then, it was much easier to get Citigold status and so I locked in a $350 annual fee. Until this month, the fee never increased despite my having let my Citigold status lapse. Today, you need $200,000 invested with Citi in order to be granted Citigold. If you do so, you too can get the Prestige card for only $350. For everyone else,…

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