Credit Card Spend

Category Archives for Credit Card Spend.

Update: $113-$150 profit coin deal next week

Update: PFS has increased its offer to $113.10 over cost (a flat $200 payment). Update: Blog Miles Per Day is now offering at least $150 over cost for this same coin. See more information under “The Deal”. PFS Buyers Club is offering a deal to buy and flip a coin (see what I did there?) from the US Mint next week that could net you an easy $100 win. This deal is small but the payoff is…

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Blank Visa Gift Cards at Staples (likely uncommon, but here’s what to do if you get them)

We received a reader report over the weekend about a problem he had with Visa Gift Cards bought at Staples: when he opened the package, the gift cards were blank. In other words, they had no numbers. Here’s what I think you could do if this ever happened to you. The problem: What’s the PIN? How do you check the balance? If you’re planning to swipe your card to purchase something that costs the full value…

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Manufacturing Delta elite status in 2020 and beyond

Reconsidering my Delta elite future For many years now, I’ve manufactured high level Delta elite status for myself and my wife using techniques to increase credit card spend and get most of it back.  For simplicity, we often refer to these techniques as “manufactured spending” but in reality many techniques are simply ways to pay big bills (taxes, rent, etc.) with a credit card for as small of a fee as possible. There are significant…

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Best options for buying Gift of College gift cards (now at Cumberland Farms!)

Gift of College gift cards are now available at Cumberland Farms. This is great news for those in the northeast or Florida, especially if you have a credit card that earns bonus rewards at gas stations. Gift of College gift cards are available in-store and online. These gift cards can be a great way to earn credit card rewards while saving for college or when paying student loans. To learn about how this works, please…

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Easy 5x: Fee-free Visa Gift Cards at Staples next week

Staples will once again be offering fee-free $200 Visa Gift Cards starting Sunday, November 3, 2019 through Saturday, November 16, 2019. The ad states one per customer – YMMV as to whether or not a cashier will allow more than one. The Deal Staples will waive the $6.95 activation fee when you buy a $200 Visa Gift Card from 11/3/19 to 11/16/19 Direct link to ad (see page 11) Key Terms Limit 1 per customer (YMMV on whether or…

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Rakuten (formerly Ebates) Visa with Membership Rewards. Everything you need to know.

This post has been updated with information about converting Rakuten cash back accounts to Membership Rewards.  In a previous update I added a trick to help get approved for the Rakuten Visa.  Also, the post was previously updated to show that it is now possible to sign up for Rakuten with Membership Rewards even if you only have business Amex cards. The Rakuten (formerly Ebates) portal suddenly became exciting when they introduced the ability to…

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Major problems reported w/ Mastercard gift cards

Many users are reporting a new major issue over the past week with Mastercard gift cards. Reports are indicating that when users attempt to use the cards at some stores, the payment terminal is showing a “Not Authorized” error, but the card is being drained anyway. Comments at Doctor of Credit and reddit indicate the issue has happened at a wide range of stores, including Kroger (and affiliates), Winn Dixie, Publix, Harris Teeter, Walmart, Dollar…

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(EXPIRED) Stater Bros: Buy $100+ Visa/Mastercard Gift Card + $10+ Groceries & Save $10

Stater Bros VGC MGC

Stater Bros is launching a new promotion tomorrow (October 30) that offers the opportunity to rack up grocery store spend and make a profit at the same time. That’s because they have a coupon giving a $10 instant discount when spending $100 or more on Visa or Mastercard gift cards and $10 or more of groceries in the same transaction. The Deal Buy $100+ Visa or Mastercard gift cards and $10+ groceries at the same…

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(EXPIRED) Get 10% off Happy gift cards at Safeway / Albertsons / Vons / etc

Safeway and its affiliates are offering 10% off via digital coupon when you buy $100 or more in Happy Gift Cards. The coupon is single use and expires 11/2/19, so you’ll need to take advantage of it in the next few days. This can be an excellent deal, especially when stacked with a card that earns one of the best category bonuses at US supermarkets. The Deal Get 10% off on Happy Gift Cards at Safeway and…

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