Sapphire Reserve Not Yet Available Online, But It Is Available In Some Branches Today

Chase Sapphire Reserve

While online links are not currently available for the Chase Sapphire Reserve card, many people on Reddit are reporting that they have been able to successfully apply in-branch. You can check which branches are open on Sunday using Chase’s branch locator and checking the box “Open on Sunday”. Here is an example for California.

The Bonus

As a reminder, here is the bonus for the Sapphire Reserve:

  • Earn 100,000 points after spending $4K within the first 3 months. $450 annual fee is not waived.

And here are a few key benefits of the card:

  • 3X points on dining and travel.
  • $300 credit towards purchases in the travel category each calendar year.
  • Points transfer 1:1 to travel partners.
  • Points are worth 1.5 cents each when booking travel through Ultimate Rewards.
  • Up to $100 Global Entry/Precheck fee credit every 4 years.
  • Priority Pass Select membership.
  • Some Visa Infinite benefits. (No $100 companion airfare discount.)
  • Primary CDW rental car insurance.


As of now there are mixed data points regarding 5/24 approvals/denials, so it is too early to tell or make a definitive judgement.

For more information on the Sapphire Reserve, see: Chase Sapphire Reserve Complete Guide

Last updated on December 31st, 2019

About Shawn Coomer - Senior Editor

Shawn Coomer has spent nearly a decade circling the globe for pennies on the dollar. He uses that first-hand knowledge and experience to teach others how to achieve their travel dreams for the least amount of money possible.

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What Branch’s are open in Sunday?


Yeah. What he said. Sunday’s? Something sounds fishy here.


Quite a few open on Sunday in nj/ny area


The 3 points per dollar works on local citi transportation like trains and buses?
Hey FM, my long time go to guy, will you do a post on lounge access pass on the Citi prestige, Chase Ritz and the upcoming Chase SP reserve?

I have the former 2 but very confused about which lounge pass to use when I travel nationally and internationally with my family. Which one has most lounge access and which one allows any number of families or guests?


Greg The Frequent Miler

Yes, I’m sure I will do a comparison but info about the Sapphire Reserve guest policy is not yet known


Do authorized users count toward the 5/24 rule? Is removing your spouse as an authorized user a good idea? Will it hurt their credit score or help?

Greg The Frequent Miler

Yes, Chase counts AU cards if they show up on the AU’s credit report but recon agents can ignore them if you ask nicely. Removing spouse as AU can potentially help with their Chase approvals but only if they explicitly request that their AU account be removed from their credit report.

This shouldn’t help or hurt spouse’s credit score