Chase Sapphire Preferred Card
FM Mini Review: Great signup bonus. This may be the single best "starter card" for those eager to get into miles & points.
Card Type: Visa Signature
Earning rate: 2X Travel and Dining
Noteworthy perks: Primary auto rental collision damage waiver
See also: Chase Ultimate Rewards Complete Guide
Prior to the release of the Chase Sapphire Reserve card, the Sapphire Preferred card was one of my favorite travel cards. The card offers 2 points per dollar for all travel & dining purchases, no foreign transaction fees, and primary rental car coverage for only $95 per year.
For an effective rate of only $55 more, you can get the Sapphire Reserve card instead. The Sapphire Reserve card offers 3 points per dollar for travel & dining, better redemption value, lounge access, and more. The only real advantage of the Sapphire Preferred is the lower annual fee and the fact that authorized user cards are free (the Sapphire Reserve charges $75 for each authorized user).
With the Sapphire Preferred Card, Ultimate Rewards points can be redeemed as follows:
Chase Application Tips Call (888) 338-2586 to check your application status
Chase Application Tips
Call (888) 338-2586 to check your application status
Last updated on May 7th, 2018