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Chase Sapphire Reserve Card
50K after $4K spend in 3 months
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$450 Annual Fee
Recent better offer: 100K after $4K spend in 3 months, last seen 3/11/2017 in-branch
FM Mini Review: Excellent all-around card for frequent traveler. Best when paired with no-fee Chase Freedom, no-fee Freedom Unlimited & no-fee Chase Ink Cash
Card Type: Visa Infinite
Earning rate: 3X Travel and Dining
Noteworthy perks: ⚬ $300 Annual Travel Credit ⚬ Points worth 1.5 cents each towards travel ⚬ Primary auto rental collision damage waiver ⚬ Priority Pass Select lounge access ⚬ $100 Global Entry fee credit
Note: This card is known to be subject to Chase's 5/24 rule.
See also: Sapphire Reserve Complete Guide
The Sapphire Reserve is my current top pick for a travel rewards credit card. It does have a steep annual fee, but its benefits far outweigh the fee:
Those who travel often will have no trouble earning $300 per year in travel reimbursements. In that case, the effective annual fee is really just $150. That's not bad at all for a card that offers 3X points for travel & dining, 1.5 cents per point redemption value, and airport lounge access!I recommend pairing this card with the no-fee Chase Freedom Unlimited which earns 1.5X everywhere, and the no-fee Business Ink Cash which earns 5X in select categories. Points from both no-fee cards can be moved to your Sapphire Reserve account in order to make them more valuable.
Ultimate Rewards points can be redeemed as follows:
Related CardsAll of the following cards earn Ultimate Rewards points. Those marked with an asterisk are premium cards that allow points to be transferred to select airline and hotel loyalty programs. The others are advertised as cash back cards, but they really earn Ultimate Rewards points. You can move those points to loyalty programs indirectly by moving them first to a premium card and then to an airline or hotel program:
Chase Application Tips Call (888) 338-2586 to check your application status
Chase Application Tips
Call (888) 338-2586 to check your application status