Current Visa and Mastercard Gift Card Deals

Current Visa and Mastercard Gift Card Deals

Almost every week, there is an available offer somewhere to save on the purchase of Visa or Mastercard Gift Cards. These cards are popularly purchased as gifts, but can also be an effective way to increase credit card spend for the purposes of earning rewards. Sometimes, promotions like those below make it possible to come out a few dollars ahead and earn free rewards. You can read more about this in our Manufactured Spending Complete Guide. See also our Best Options for Buying Visa and Mastercard Gift Cards for more information on which cards to purchase at various stores as well as which category bonuses you may be able to trigger with your purchases.

In any given week, it can be hard to remember if Safeway has a digital coupon or Office Max has an instant rebate or Kroger is offering 4x Fuel Points or Gift Card Mall is offering a dollar off activation fees, etc. Is there a Chase Offer? An Amex Offer? It can be hard to keep track.

With this new resource page, you will find a sortable table below with information on current Visa and Mastercard gift card deals or offers that can be leveraged into Visa and Mastercard gift card deals (for example, by using an Amex Offer at a store that sells Visa Gift Cards).

If intending to use Visa and Mastercard gift cards for the purposes of Manufactured Spending, it is advisable to read the complete guide and be aware of liquidation methods and limitations available in your area.

We will keep this page up to date each week as old offers expire and new offers are added, so you may want to bookmark this page for future weekly reference.

Finally, if you notice a deal that isn’t listed here, please comment here or contact us so we can get it added. Thanks for your input!

Current Visa and Mastercard Promotions

StorePromotion DetailsEnd Date
Simon Malls[EXTENDED to 8/31!] $1K Visa Gift Cards w/ $3.95 fee at Simon next week
Anyone can purchase these $1K VGCs with a $3.95 activation fee by simply asking for them at guest services. Easy low-cost MS.
10/31/19
Albertsons, Safeway & other Just For U storesAlbertsons/Safeway/Just For U: Buy $100+ Mastercard Gift Cards & Get $10 Off This is a profitable deal.11/23/19
Rite AidRite Aid: Earn BonusCash On Visa Gift Cards & Gift Cards For Delta, Hotels.com & More The $6 BonusCash doesn't fully offset the activation fees, but it certainly helps.11/16/19
StaplesEasy 5x: Fee-free Visa Gift Cards at Staples next week11/16/19
MeijerMeijer: Save $10 When Buying $150+ Visa Gift Cards This is a profitable deal.11/16/19

Expired Visa and Mastercard Promotions

StorePromotion DetailsStart DateEnd Date
MeijerMeijer mPerks: Save $10 On $150+ Mastercard Gift Card (Must Load Coupon)
Load this digital coupon to your mPerks account and then buy the largest denomination Mastercard to maximize rewards and come out a few bucks ahead of the activation fee.
12/2/1812/08/18
Walgreen'sWalgreens Chase Offer: Get 10% Back (Limit $5 Cashback – Targeted)
This offer explicitly excludes gift card purchases, but it's possible that they may still work. YMMV. If it works, it will mostly wipe out the activation fee on one Visa Gift Card.
12/2/1812/14/18
Safeway / Vons / Randall's / AlbertsonsMastercard Gift Card deals at Safeway (& affiliates) and Publix
This Just4U coupon is only good on the $50 and $100 Mastercards, but it effectively eliminates the activation fee on a couple of them.
12/2/1812/15/18
Office DepotOffice Depot: $10 Off $300+ In Mastercard Gift Cards Net activation fees for two $200 cards are $3.90, but you'll earn 2,070 UR or $20.70 by paying with an Ink Plus or Ink Cash card respectively.12/09/1812/15/18
PublixMastercard Gift Card deals at Safeway (& affiliates) and Publix
This coupon is good for $10 off $100 or more, so buy the largest denomination Mastercard possible to maximize rewards and come out a few bucks ahead of the fee.
12/2/1812/15/18
Lowe'sChase Offers: 10% back at Lowe’s, Office Depot, Starbucks, Advance Auto, more
A max of $12 back turns a $200 Visa Gift Card into a $5 money-maker.
11/20/1812/19/18
Office Max / Office DepotOffice Depot: $15 Instant Discount On $300+ In Visa Gift Cards12/16/1812/22/18
StaplesStaples: $5 off a $200 VGC [12/16 to 12/22]12/16/1812/22/18
Simon MallsSimon Malls to offer $1 off Visa Gift Card activation 12/10-12/24
The activation fee on $500 Visa Gift Cards is $2.95 under this promotion, which runs 12/10-12/24/18.
12/10/1812/24/18
StaplesNew Chase Offers for Staples, Olive Garden, Cinemark (10% back, low caps)
The $6 back from this offer will nearly wipe out the activation fee on one Visa Gift Card. Extended until 12/31/18.
11/23/1812/31/18
BJ's WholesaleVisa Gift card special for BJ's Wholesale members [YMMV]
The sign on the rack showing $0 indicates that this is not a mistake, but it probably won't last. No certain end date.
12/07/1812/31/18
Giftcards.comGet Fee-Free Visa Gift Cards On Giftcards.com With Code FEEFREE201812/28/1812/31/18
Bed Bath & BeyondBed Bath & Beyond: Buy $50+ In Third Party Gift Cards & Get $10 BB&B Gift Card (Rebate Submission Required – Limit 10)
This offer includes Visa Gift Cards and can be repeated up to 10 times, making it a pretty easy win if you value the BBB gift cards and/or can sell them.
12/15/1801/01/19
StaplesFee-free Visa Gift Cards & easy 5x at Staples next week01/13/1901/19/19
StaplesNice stack at Staples: 30% back + 10% back
It's unclear whether or not this will stack with the 10% back offer than ends on 12/31, but even if it doesn't this makes Visa or Mastercard gift cards profitable.
12/25/1801/24/19
StaplesStaples: Get Fee-Free $100 Mastercard Gift Cards (Limit 10) Stack with the Staples Amex Offer and Chase Offer to save even more.1/22/191/26/19
KrogerKroger: Earn 4x Fuel Points On All Gift Cards Including Visa & Mastercard Gift Cards This offer is only valid from February 1 to February 3.2/01/192/03/19
KrogerKroger: Earn 4x Fuel Points On Fixed-Value Visa & Mastercard Gift Cards From Feb 8-10 This offer is only valid from February 8 to February 10.2/8/192/10/19
SafewayRoundup Of Gift Card Deals: VGCs, Uber, iTunes, Spotify & More Albertsons/Safeway has a couple of digital coupons offering up to $25 off Visa gift cards.2/14/192/26/19
Office Max / Office DepotEasy 5x: $10 off $300 in Visa Gift Cards at Office Max / Office Depot [3/10-3/16/1]03/10/1903/16/19
KrogerKroger: Earn 4x Fuel Points On All 3rd Party, Visa & Mastercard Gift Cards (Expires 3/26/19) This offer valid for two weeks, giving you plenty of time to take advantage of the deal.3/13/193/26/19
MeijerMeijer: Save $10 When Buying $150+ In Visa Gift Cards This should be a profitable deal if your store has $200 Visa gift cards.3/24/193/30/19
StaplesStaples fee-free Mastercards 3/24-3/30/19
While this had no stated limit, corporate has since sent out a memo limiting it to one per customer.
03/24/1903/30/19
Harris TeeterMastercard gift card promo at Harris Teeter 3/29-3/31
This one is only valid for a couple of days, but it's a good way to rack up some supermarket spend.
03/29/1903/31/19
Office Max / Office DepotEasy 5x returns: $10 off $300 in Mastercard Gift Cards at Office Max / Office Depot [3/31-4/6/19]03/31/1904/06/19
Safeway / Vons / Randall's / AlbertsonsSave on Mastercard GCs at Safeway/Albertsons through 4/9/19
This Just4U coupon is only good on the $50 and $100 Mastercards, but it effectively eliminates the activation fee on a couple of them.
03/27/1904/09/19
StaplesStaples: Get $5 Off $200 Visa Gift Cards In-Store This reduces the activation fee to $1.95; pay with Chase Ink Cash or Plus card or stack with the Staples Amex Offer.4/7/194/13/19
MeijerMeijer mPerks: Save $10 When Buying $150+ Mastercard Gift Cards If your local Meijer has $200 Mastercard gift cards, this will be a profitable deal.4/14/194/20/19
Office DepotOffice Depot: Buy $300+ Visa Gift Cards & Get $15 Off This is a profitable deal even before taking into account earning 5x if you have an Ink Plus or Ink Cash card.4/14/194/20/19
KrogerKroger: Earn 4x Fuel Points On All 3rd Party & Fixed-Value Visa & Mastercard Gift Cards You can save $8+ for each $100 Visa gift card if you can fill up with 35 gallons.4/8/194/24/19
StaplesStaples fee-free $200 Mastercard gift cards next week
Starts 4/21, this makes for an easy 5x. Just be sure to liquidate these sooner rather than later.
04/21/1904/27/19
Giant / Martin’s / Stop & ShopGiant/Martin’s/Stop & Shop: Save $15 On Groceries When Buying $250+ Visa Gift Cards
This Just4U coupon is only good on the $50 and $100 Mastercards, but it effectively eliminates the activation fee on a couple of them.
04/21/1905/02/19
StaplesEasy 5x: Fee-free Visa Gift Cards at Staples next week05/05/1905/11/19
KrogerKroger: Earn 4x Fuel Points On Third Party Gift Cards & Fixed-Value VGCs & MGCs Save up to 14% on third party gift cards and make a profit on VGCs/MGCs if you can fill up more than 13 gallons.05/05/1905/12/19
Office DepotOffice Depot: Save $12 When Buying $300+ Of Everywhere Visa Gift Cards These types of Visa gift cards have restrictions on where they can be used, but it's a profitable deal and so is worth considering.05/26/1906/01/19
Albertsons, Safeway et alSave $10 On $100 Visa Gift Card At Safeway, Albertsons, Vons, etc. Make a few bucks in profit while taking advantage of some bonused spend at grocery stores.05/26/1906/08/19
Albertsons, Safeway et alAlbertsons/Safeway/Vons, etc.: Save $15 On 2x $100 Mastercard Gift Cards, $10 On 2x $50 Cards Make a few bucks in profit while taking advantage of some bonused spend at grocery stores.06/05/1906/18/19
Albertsons, Safeway et al$10 off $100 or more in Visa Gift Cards at Safeway / just for U stores
One-time use, but stack this with a card that earns a nice category bonus at US Supermarkets for a quick hit.
06/16/1906/29/19
Simon MallsSimon Mall Visa gift cards $1 off June 10-30, 2019
The activation fee on $400-$500 Visa Gift Cards is $2.95 under this promotion, which runs 6/10-6/30/19.
06/10/1906/30/19
Giant/Stop & Shop/MartinsGiant/Stop & Shop/Martin's: Save $15 On Groceries When Buying $250 Visa Gift Cards This is a profitable deal and helps you get some bonused spend at grocery stores.6/23/1907/06/19
StaplesEasy 5x: Fee-free Visa Gift Cards at Staples next week06/30/1907/06/19
MeijerMeijer: Buy $150+ Visa Gift Cards & Save $10 Instantly With Digital Coupon This is a profitable deal and helps you get some bonused spend at grocery stores.7/7/197/13/19
MeijerMeijer: Save $10 On $150+ Mastercard Gift Cards & $5 On $50+ Happy Gift Cards This is a profitable deal and helps you get some bonused spend at grocery stores.7/14/197/20/19
StaplesEasy 5x: Staples fee-free $200 Mastercard gift cards next week Pay with Chase Ink Cash or Plus card or stack with the Staples Amex Offer.7/21/197/27/19
Albertsons, Safeway et alSafeway/Albertsons/Vons, etc: Save Up To $25 On Visa Gift Cards With 2 Digital Coupons Make a few dollars and get ~$300 of grocery store bonused spend.7/21/198/3/19
StaplesEasy 5x: Fee-free Visa Gift Cards at Staples next week08/04/1908/10/19
Office DepotOffice Depot: Buy $300+ Mastercard Gift Cards & Get $15 Instant Discount The $15 instant discount more than offsets the activation fees, making this slightly profitable.8/18/198/24/19
HannafordHannaford: Save $10 Off Next Grocery Purchase When Buying $150+ Visa Gift Cards If Hannaford sells variable load Visa gift cards, this will be a profitable deal.8/18/198/24/19
Stop & ShopStop & Shop: Buy $150+ Visa/Mastercard Gift Card & Get $15 Off Next Order, Plus Earn 2x Gas Rewards Points On Mastercard Gift Cards Each $500 Mastercard gift card can save you almost $30.8/23/198/29/19
Albertsons, Safeway & other Just For U storesAlbertsons/Safeway: Save Up To $25 On Visa Gift Cards, 10x On Happy, 8x On Google Play & AutoZone The Visa gift card digital coupons can be a $3.20 money maker overall, while the some of the Happy gift cards could be used to buy Visa & Mastercard gift cards at Home Depot and Bed Bath & Beyond.8/18/198/31/19
KrogerKroger: Earn 4x Fuel Points On 3rd Party Gift Cards, VGC & MGCs (March 1-3) This offer is only valid from March 1-3.3/1/193/3/19
GiantGiant: Earn 2x Gas Rewards Points On Mastercard GCs, 10x On Lord & Taylor, Cracker Barrel & Domino's GCs This will be profitable if you need to fill up with 6 gallons or more.4/5/194/11/19
Office DepotOffice Depot: Save $15 When Buying $300+ Visa Gift Cards Make $1.10 profit for every couple of $200 VGCs you buy, plus rack up some 5x spend.8/25/198/31/19
KrogerKroger: Earn 4x Fuel Points On 3rd Party Gift Cards & Fixed Value Visa & Mastercard Gift Cards (8/30-9/2 Only) Save up to 14% on third party gift cards and make a profit on VGCs/MGCs if you can fill up more than 13 gallons.8/30/199/2/19
Albertsons, Safeway & other Just For U storesAlbertsons/Safeway: Buy Mastercard Gift Cards & Save Up To $25 Make a total of $3.20 profit and get some grocery store bonused spend in.8/25/199/7/19
MeijerMeijer: Save $10 When Buying $150+ Visa Gift Cards This will be profitable provided your local store has variable load or $200 Visa gift cards.9/8/199/14/19
KrogerKroger: Earn 4x Fuel Points On Gift Cards & Fixed-Value Visa & Mastercard Gift Cards Save up to 14% on third party gift cards and make a profit on VGCs/MGCs if you can fill up more than 13 gallons.9/10/199/28/19
Albertsons, Safeway & other Just For U storesAlbertsons/Safeway: Buy $100 Visa Gift Card & Get $10 Off Or 8x Reward Points The $10 instant discount is good, but the 8x Reward Points version of the offer can save you up to $20.9/15/199/28/19
Office DepotOffice Depot/Office Max: Save $10 When Buying $300+ Mastercard Gift Cards This isn't break even, although it could still be worthwhile if you have a 5x/5% Ink card.9/22/199/28/19
PublixPublix: Spend $50+ On Groceries & Save $10 On $50 Mastercard Gift Card And/Or $50 Gas Gift Card You'll make a $5.05 profit on the Mastercard gift card after accounting for its activation fee.9/21/1910/4/19
Office DepotOffice Depot/Office Max: Save $15 When Buying $300+ Visa Gift Cards This is a profitable deal even before taking into account earning 5x if you have an Ink Plus or Ink Cash card.9/29/1910/5/19
StaplesStaples fee-free $200 Mastercard gift cards next week
Starts 10/20, this makes for an easy 5x. Just be sure to liquidate these sooner rather than later.
10/20/1910/26/19
KrogerKroger: Earn 4x Fuel Points On All 3rd Party Gift Cards & Fixed Value Visa & Mastercard Gift Cards (Nov 1-3 Only) Save up to 14% on third party gift cards and make a profit on VGCs/MGCs if you can fill up with 14+ gallons.11/1/1911/3/19
Stater BrosStater Bros: Buy $100+ Visa/Mastercard Gift Card + $10+ Groceries & Save $10 This is a profitable deal that can be done more than once.10/30/1911/5/19
Albertsons, Safeway & other Just For U storesAlbertsons/Safeway/Just For U: Save $10 When Buying $100+ Visa Gift Cards This is a profitable deal.10/27/1911/9/19

Last updated on March 31st, 2019

About Nick Reyes

Nick Reyes is a (fairly) regular guy with an animalistic passion for maximizing the value of miles and money to travel the world in comfort and style. There is little in life that he loves more than finding a fantastic deal and helping you shop smarter & harder to achieve your travel dreams.

More articles by Nick Reyes »

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[…] promotions to save on the activation fees listed below. For the deals happening right now, see our Current Visa and Mastercard Gift Card Deals […]

Juan Trippe
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Juan Trippe

Reselling on EBay and using PayPal has become an expensive MS gamble with total fees approaching 12-15%.

Vaibhav Shetge
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Vaibhav Shetge

I think one more column mentioning who is offering the cheaper price/discount would be helpful… for eg chase offer/amex offer/store coupon/store promotion.. This is currently in the title or description but seperating it our might give more clarit

Jeff
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Jeff

Hy-Vee has $10 off $100 VGC. Ends today (12/4/18)

Jeff
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Jeff

BTW—this has been very lucrative for me. If a HyVee also has a HyVee Market Grill, you can buy a $50 Market grill gift card and get get a$10 MArket Grill coupon (never expires and can be used beginning Jan 1, 2019—though there is a MG here that has been letting me use them already). I buy $1,000 at a time and get 20 coupon cards. I walk downstairs and use the MG gift card to buy the VGC with the $10 discount. Been using my AMEX gold card 4x points too.

Chris
Guest
Chris

So, you’re saying Market Grill gift cards work at the grocery registers?

Jeff
Guest
Jeff

YES, indeed. just keep the card to yourself and choose giftcard on the POS.

Chris
Guest
Chris

Awesome! Thanks! Wish I’d known sooner. Do you know how long that deal is going?

Jeff
Guest
Jeff

The Market Grill Promo runs through 12/31/18. The current in-store (grocery area) promo of $10 off $100+ VGC ends tonight. I’m hoping we will soon see a Mastercard promo after this VGC ends. The G-store had a 3rd party promo before the VGC and I bought tons of Lowe’s GC with the MG gc which then kicked in the Fuel rewards, too! (Fuel Rewards do not work on VGC or MC but DO work on 3rd party GC)

Pam
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Pam

Thank you SO much for this!

escot
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escot

Concur — this promises to be a very useful, come-back-to-often feature. With so promotions all coming & going, it’s been all-too-easy to forget or lose something that once looked good, or that ought to be compared with similar promos elsewhere. (When feasible, consider including/adding sub-links to remind/refer us to any posted overviews on how some new tool works — like Chase pay) Thanks!

Lauren
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Lauren

Agree ~ love this new feature 🙂 Thanks so much for adding it!

Gerhardt
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Gerhardt

Office Depot on the same link used for Lowe’s.

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[…] have added this to our Current Visa and Mastercard Gift Card Deals […]

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[…] We’ve added this deal to our list of current Visa and Mastercard gift card deals. […]

Christopher Larkby
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Christopher Larkby

Staples: When you buy a $200 Visa® Gift Card Save $5 http://weeklyad.staples.com/StaplesSD/WeeklyAd?storeid=2279007#!/ Valid Dec 16 – Dec 22

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[…] We’ve added this to our list of current Visa & Mastercard gift card deals. […]

Christopher Larkby
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Christopher Larkby

3/22/19 Doctor of Credit reports No Fee on $200 MCGC from Staples from 3/24/19-3/30/19 http://weeklyad.staples.com/StaplesSD/WeeklyAd?storeid=2415704&adref=staplesheader#!/store/2415704/promotion/Staples-190324

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[…] We have added this to our list of Current Visa and Mastercard Gift Card deals. […]

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[…] Bank gift cards (Visa, Mastercard, Amex).  Many office supply stores sell Visa, Mastercard, and Amex gift cards in-store.  So, theoretically, you can buy these gift cards at office supply stores and then use them for your everyday purchases as a way to earn 5X everywhere.  The problem is that the gift card fee greatly reduces the benefit of earning 5X on the purchase.  Fortunately, OfficeMax, Office Depot, and Staples frequently offer discounts or rebates on the purchase of these cards.  For the latest deals, check our page: Current Visa and Mastercard Gift Card Deals. […]

Greg
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Greg

There’s a Giant deal going on right now that you posted about elsewhere on the blog, but it doesn’t look like it made it onto this list.

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[…] Current Visa and Mastercard Gift Card Deals […]

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[…] We have added this deal to our list of current Visa and Mastercard gift card deals. […]

steven
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steven

update this!!!

Ben
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Ben

Safeway just for you offer thru 6/29/19: $10 off Visa gift cards when you purchase $100 or more. Limit 1

Ben
Guest
Ben

There is also a $5 off your order when you spend $50 or more at Safeway. It says gift cards are excluded though. Haven’t tried it yet.

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[…] our Current Visa and Mastercard Gift Card deals page for other currently-available […]