Platinum Delta SkyMiles® Business Credit Card from American Express
FM Mini Review: Good choice for frequent Delta flyers who can make use of annual companion certificate
Card Type: Amex Credit Card
Earning rate: 2X Delta
Big spend bonus: Miles Boost®: Earn 10K bonus miles and MQMs (towards elite status) after $25K spend and another 10K bonus miles and MQMs after $50K spend per calendar year ⚬ Medallion Qualifying Dollar waiver (up to Platinum status) with $25K spend across one or more Delta cards (or $250K spend for Diamond status) ⚬ Terms apply.
Noteworthy perks: Domestic economy companion certificate (subject to taxes & fees) each year upon card renewal ⚬ Priority boarding ⚬ First checked bag free ⚬ Terms and Limitations Apply. (Rates & Fees)
The Platinum Delta SkyMiles Business Credit Card is a great choice for those who fly Delta domestically with a companion at least once per year (thanks to its annual companion certificate), and for big spenders who seek Delta elite status. For the later, the Platinum card offers 10,000 MQMs (Medallion Qualifying Miles) and 10,000 bonus miles after $25,000 in calendar year spend, and again at $50,000 spend.
At $195 per year, the card isn't cheap, but it does offer priority boarding, first checked bag free, and an annual economy companion certificate each year upon renewal. Unfortunately, this certificate can only be used for domestic economy tickets. Still, the companion certificate alone can make the Platinum card worth keeping.
Those seeking even more MQMs through spend, and/or better perks such as SkyClub access and first class companion certificates should consider the Delta Reserve card instead.
The personal version of this card is almost identical, but the business card has a big advantage: Amex business cards are not shown as accounts on personal credit reports. This is particularly helpful when signing up for Chase credit cards (since Chase frequently denies applications for those who have signed up for 5 or more cards in the past 24 months). This can also help your credit score if you spend a lot on this card since those charges will not hurt your credit utilization ratio (a major component of your credit score).
Amex Application Tips Check application status here.
Amex Application Tips
Check application status here.
Last updated on May 30th, 2018