Platinum Delta SkyMiles Business Credit Card from American Express

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Platinum Delta SkyMiles® Business Credit Card from American Express
35K miles + 5K MQMs + $100 statement credit
35K miles + 5K MQMs after $1K spend in first 3 months plus a $100 statement credit after first Delta purchase in the first 3 months.Terms and limitations apply.
Click Here to Apply

$195 Annual Fee

FM Mini Review: Good choice for frequent Delta flyers who can make use of annual companion certificate


Card Type: Amex Credit Card

Base
Brand

Earning rate: 2X Delta

Big spend bonus: Miles Boost®: Earn 10K bonus miles and MQMs (towards elite status) after $25K spend and another 10K bonus miles and MQMs after $50K spend per calendar year ⚬ Medallion Qualifying Dollar waiver (up to Platinum status) with $25K spend across one or more Delta cards (or $250K spend for Diamond status) ⚬ Terms apply.

Noteworthy perks: Domestic economy companion certificate (subject to taxes & fees) each year upon card renewal ⚬ Priority boarding ⚬ First checked bag free ⚬ Terms and Limitations Apply. (Rates & Fees)

See also: An Analysis of the Platinum Delta SkyMiles credit card

Overview

The Platinum Delta SkyMiles Business Credit Card is a great choice for those who fly Delta domestically with a companion at least once per year (thanks to its annual companion certificate), and for big spenders who seek Delta elite status. For the later, the Platinum card offers 10,000 MQMs (Medallion Qualifying Miles) and 10,000 bonus miles after $25,000 in calendar year spend, and again at $50,000 spend.

At $195 per year, the card isn't cheap, but it does offer priority boarding, first checked bag free, and an annual economy companion certificate each year upon renewal. Unfortunately, this certificate can only be used for domestic economy tickets. Still, the companion certificate alone can make the Platinum card worth keeping.

Those seeking even more MQMs through spend, and/or better perks such as SkyClub access and first class companion certificates should consider the Delta Reserve card instead.

The personal version of this card is almost identical, but the business card has a big advantage: Amex business cards are not shown as accounts on personal credit reports. This is particularly helpful when signing up for Chase credit cards (since Chase frequently denies applications for those who have signed up for 5 or more cards in the past 24 months). This can also help your credit score if you spend a lot on this card since those charges will not hurt your credit utilization ratio (a major component of your credit score).

Application Tips


Amex Application Tips



  • Safe to Apply: Amex is the safest bank for trying your luck at a new welcome bonus. They don’t usually issue a hard pull when denying your application. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus.

  • Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from getting a welcome bonus for the card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years.

  • 5/90 Rule: In general, you can get at most one credit card within 5 days and 2 within 90 days. The 5 day limit is not enforced when your applications are automatically approved. Neither rule is enforced for charge cards.

  • 5 credit card max:Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards open. This limit does not apply to charge cards.

  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.

  • Hard inquiries combine into 1 when approved same day


Check application status here.
If denied, call reconsideration: 877-399-3083 (new accountholders); 866-314-0237 (current accountholders)


How to Meet Spend Requirements

In order to meet minimum spend requirements, people often look for options to increase spend in ways that result in getting the money back. These techniques are often referred to as "manufacturing spend". American Express has terms in their welcome offers that exclude some manufactured spend techniques from counting towards the minimum spend requirements for the welcome bonus. For example, most new cardmember bonuses have terms like this:
Eligible purchases to meet the Threshold Amount of this offer do NOT include fees or interest charges, balance transfers, cash advances, purchase of travelers checks, purchase or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or other cash equivalents.
That said, many techniques for meeting minimum spend are perfectly fine. Here are some techniques that are safe for meeting Amex minimum spend requirements (click each link for more information):

Related Cards (Delta SkyMiles)

Gold Delta SkyMiles® Credit Card from American Express
60K miles + $50 statement credit
60K miles after $2K spend in the first 3 months + $50 statement credit after first Delta purchase in the first 3 months
(Offer Expires 7/31/2019)

No Annual Fee First Year, Then $95

Delta Reserve for Business Credit Card
80K miles + 5K MQMs
80K miles + 5K MQMs after $6K spend in the first 3 months. Terms and limitations apply.

(Offer Expires 7/31/2019)

$450 Annual Fee

Gold Delta SkyMiles® Business Credit Card from American Express
30K miles + $50 statement credit
30K miles after $1K spend in the first 3 months + $50 statement credit after 1st Delta purchase in first 3 monrhs

No Annual Fee First Year, Then $95

Platinum Delta SkyMiles® Business Credit Card from American Express
35K miles + 5K MQMs + $100 statement credit
35K miles + 5K MQMs after $1K spend in first 3 months plus a $100 statement credit after first Delta purchase in the first 3 months.Terms and limitations apply.

$195 Annual Fee

Last updated on May 30th, 2018

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Anthony

Hi – this card has 10k MQMs for a total of 20k and not 30k MQM as listed above? Correct?