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Office Max / Office Depot started a promotion yesterday that runs through Saturday, May 12, 2018 for an instant $15 off $300 or more in “Everywhere” Visa Gift Cards. Note that while these cards have a lower activation fee than other Visa Gift Cards, they can be more challenging to liquidate, so go slowly if you haven’t used them before.
- Buy $300 or more in select Visa Gift Cards (Fuel Everywhere, Grocery Everywhere, Dining Everywhere, Movies Everywhere, or Style Everywhere), save $15 instantly at Office Max / Office Depot
- Valid May 6-12, 2018
- Limit 1 per customer (may be enforced per transaction in some stores)
- Only valid on those select Visa Gift Cards noted above
- “Everywhere” gift cards are issued by Metabank and are PIN-enabled, but they are coded to only work at the type of merchant intended (though YMMV as the definitions bend at times)
Again, I’d suggest going slow and experimenting with where these work in your area before going bananas on this promotion. Some people have a very easy time liquidating these and others struggle a bit more, so try them out and see what works.
The attractive thing about the Everywhere Visas is that the activation fee is only $4.95 per $200 card, which makes the math work out pretty favorably with this promotion if you buy two of these cards:
$409.90 (2 cards at $204.95 with activation fee included)
-$15.00 instant savings
$394.40 total cost (plus earn 1,975 Chase Ultimate Rewards points if you use a card that earns 5x)
That’s a great deal if you’re using a card like the Chase Ink Cash (or if you still have an Ink Plus) that earns 5x at office supply stores as it works out to nearly 2K points per transaction at a negative cost. While the promotion terms limit this to 1 per customer, some stores / cashiers may allow you to do multiple transactions.
If you know that your liquidation options for these are limited, you may want to check out this write up that Mark Ostermann recently did at Miles to Memories as he found a pretty good way to maximize the Fuel Everywhere Visas that would make sense with this promotion.
Overall, it’s great to see a negative-cost Visa Gift Card promotion.
H/T: Doctor of Credit