Card	Welcome Bonus
U.S. Bank FlexPerks® Gold American Express® card	30K after $2K spend in 4 months

Overview

The FlexPerks Gold American Express card is a good choice both for its signup bonus and its value for spend at restaurants.  The card earns 3 points per dollar at restaurants and each point can be redeemed for 1.5 cents per point value towards travel.  Taken together, that means that cardholders earn 4.5% in travel rewards for their restaurant spend.  That said, it’s tough to justify this card’s $85 annual fee when considering that the no-fee Uber Visa Card earns 4% cash back at restaurants.

Card / Notes	Bonus / Annual Fee
U.S. Bank FlexPerks® Gold American Express® card Earning rate: 3X restaurants; 2X gas stations and airlines Noteworthy Perks: -$25 airline fee credit when points are redeemed for flights -One time TSA PreCheck or Global Entry fee credit See also: US Bank FlexPerks Gold Amex: The best new option for dining, but is it worth it?	30K after $2K spend in 4 months $85 annual fee

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