I recently wrote about an opportunity for most AAA customers to get free Experian credit monitoring. Now, it turns out that you don’t even need AAA. You just need a smart phone or tablet…
Experian has released a free iPhone and Android (in beta) app. The app provides credit monitoring and your Experian credit report, for free. The hook is that the app tries to upsell your FICO credit score from Experian (which you can get for free from Discover), and credit reports from TransUnion and Equifax (which you can get for free from Credit Karma). Here are the links to the app:
The app shows a credit overview and credit report details, including credit inquiries. And, it offers free credit monitoring, including alerting you to new hard inquiries.
A positive trend
You’re probably aware that many credit card companies have begun to provide credit scores to their members for free. And, recently, Discover has begun offering free FICO credit scores from Experian for customers and non-customers alike. Now, we are beginning to see options for free credit reports (beyond once per year) and free credit monitoring as well.
A big thanks to Will DeWitt with Front Range Travel Hackers for letting me know about the Experian App!
Last updated on August 13th, 2016