The surprise isn’t that this happened. The surprise it that it took so long. The no annual fee Citi Forward card has been on top of my wallet for years. Why? 5X Citi ThankYou points for restaurants, music, movies, and books (including all Amazon.com spend). That’s why.
A few years ago Citi stopped offering the card to new account holders, but they kept the earning rate intact for existing members. I then jokingly suggested that people seek out dating partners who have Forward cards because they were so valuable.
Now, as I’ve long feared, the letter arrived. As of June 4th, 2016, the 5X benefit drops to 2X. Boo!