CNB

Tag Archives for CNB.

Dumping my CNB Crystal Visa Infinite.

The CNB Crystal Visa Infinite Card used to be awesome.  In addition to offering nice perks and great bonus categories, it offered $250 in airline fee reimbursements per card.  As a result, with free authorized users added to the account, it was possible to rack up $1,000 or more in reimbursements each year.  That was obviously a great deal for a $400 per year card.  Unfortunately, as of January 1, 2020, that’s all changing.  Here’s…

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CNB Crystal Visa Infinite loses valuable perks as of Jan 1 2020

On the heels of their point devaluation, CNB has announced severe cuts to the CNB Crystal Visa Infinite card’s benefits.  CNB has published a document “Change in Terms to Your City National Bank Crystal® Visa Infinite® Credit Card Guide to Benefits.”  Rumors had already circulated about some of this (found here), but now we have concrete changes to react to.  It ain’t pretty. Here’s what’s changing on January 1 2020: Airline incidental fees capped at…

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The exact value of CNB Crystal Visa Infinite Points

Points earned with the CNB Crystal Visa Infinite card used to be great for purchasing expensive flights.  With expensive flights, it was possible to get up to 1.31 cents per point value.  Sadly, that’s no longer the case.  As pointed out by Danny the Deal Guru, 1.2 cents per point is now the best you can get.  Unfortunately, the CNB website adds an automatic booking fee (explained below), so the real maximum value is 1.16…

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Ultra-Premium Credit Card Travel Insurance

This page compares the travel insurance benefits provided automatically by various ultra-premium travel cards such as Chase Sapphire Reserve, Citi Prestige, Amex Platinum, and US Bank Altitude Reserve. For full details about each card’s coverage, please consult each card’s benefit’s guide: Chase Sapphire Reserve Benefit Guide (see also: Sapphire Reserve Travel Insurance) Chase Ritz-Carlton Citi Prestige Benefits Guide Amex Platinum Benefit Directory (see also: American Express Adding & Removing Benefits From Select Cards Jan 1…

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Is the CNB card worth keeping if rumors are true?

The CNB Crystal Visa Infinite card has many perks, but its most compelling perk is that it offers $250 in airline free reimbursements per year, per cardholder, including authorized users.  You can add up to 3 authorized users for free to the main account.  This means that you can earn $250 x 4 = $1,000 in airline fee reimbursements per year.  If you know how to maximize these reimbursements, that’s an incredible deal for a…

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Ritz matches best-in-class Sapphire Reserve travel protections. CNB, not so much.

Puttin’ on the Ritz Yesterday Nick published a couple of posts that had me wondering about travel protections provided by the Ritz-Carlton credit card.  He wrote about the Ritz card’s airline fee reimbursements, and he published an airfare deal that was made significantly sweeter by using the Visa Infinite Discount Air program where you get $100 off round-trip domestic airfare for two (both the Ritz card and the CNB Crystal Visa Infinite card provide the…

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Why pay more? Here’s why paying 25K points is sometimes better than 15K

Update: This post references an American Express Business Platinum feature that has changed. As of June 1, 2017, the pay-with-points rebate has changed to 35% for your chosen airline or any airline in business or first class. Additionally, there is a cap of 500,000 rebated points annually. I had a small epiphany the other day.  I realized that when paying for flights, I should use the most restrictive points currency that matches my needs rather than…

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Bet You Didn’t Know: A Repeatable Companion Airfare Discount with the CNB Crystal Visa Infinite

crystal visa infinite

By Julian, author of Devil’s Advocate…   In my experience, one of the most overrated credit card benefits is the companion airfare discount. It seems these deals always manage to feature a slew of caveats that make the perk a lot less valuable than advertised. Sometimes there are huge fuel surcharges (British Airways) or you have to buy a full fare unrestricted ticket (Amex) or there are blackout dates (the old US Airways). Whatever the issue, there are often too…

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How much are those 100,000 Crystal Visa Infinite points worth?

Crystal Visa Infinite

On October 1, we published a Quick Deal for a 100K credit card signup offer: New Crystal Visa Infinite Offer – 100K Points, $250 Airline Credit, Free Lounge Membership & Waived 1st Year Annual Fee.  At the time, it was possible to signup for this offer, from anywhere, by applying via email.  Soon, though, we learned from Rene’s Points, that City National Bank would now only accept applications in-person.  That means finding a CNB branch…

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