Tag Archives for Recon.

Informed newbie turns Chase denial into approval. Here’s how.

This post is both a reminder (call recon when denied for a card!) and a story about how to get approved for a Chase credit card.  Do you remember the “informed newbie” named Ben?  When I last wrote about him, he had earned over 700,000 points from signup bonuses and was considering applying for the SPG Luxury Card (now called Bonvoy Brilliant): Over 700K and slowing down. Should Ben go for 125K more?  Since that…

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Calling recon to request a denial

On our page, we list recon (reconsideration) numbers in the App Tips section for each card issuer.  Often, when your application is denied, it is possible to reverse the decision by talking with an analyst. The news that the IHG card’s annual free night is being devalued (see: BUMMER: IHG Free night capped for everyone) has led to an interesting situation.  If you applied for the IHG card recently under the assumption that you’d be…

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Approved for Sapphire Reserve against my own advice

Sapphire Reserve bonus

In the post “how to get approved for Sapphire Reserve 100K offer” I suggested that people who have signed up for 5 or more cards with any banks in the past two years should start by going in-branch to Chase to see if they are pre-approved.  In-branch pre-approval has proven to be an effective antidote to the 5/24 Rule.  In that same post I also recommended that if your application goes pending, you should wait…

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Ink Plus success with Chase’s Special Consideration form

Over a month ago, I applied for a targeted United Mileage Plus 75K offer and an Ink Plus 60K offer.  Both applications were initially pending.  After calling the personal and business recon lines to request immediate decisions, the United card was approved, but the Ink card was denied.  I called again about the Ink card and my application was re-opened and submitted for further review.  I was promised a decision within 2 weeks, but in…

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Chase Special Consideration [Now for business cards only]

Chase Special Consideration

Update 8/23/2016: Chase has eliminated the Special Consideration Form for Personal Card Exceptions. The following post has been updated accordingly. If you apply a Chase credit card and are denied, you may have luck calling their reconsideration line for help (details here).  You may even have luck calling multiple times until you find someone willing to help.  And, if that doesn’t work, you may have luck asking to have your case escalated to Chase’s Resolution…

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