Complete Guide to Citi Prestige 4th Night Free

Prestige 4th Night Free

Among the Citi Prestige card’s perks is one benefit not found on any other credit card to-date: A complimentary 4th night with a minimum 4-consecutive night hotel booking.  This benefit can be used twice per year.

The way it works is simple: book a hotel stay of four nights or more and your stay will automatically be discounted by one night’s base rate (not including taxes).  The one free night is calculated as the average room rate across your entire stay.  In other words, on a four night stay, the discounted price will be 75% of the base rate (25% off) before taxes and fees.

Stacking deals for 40% off

You can stack Premier & Prestige benefits if you have the Citi Premier card pooled with your Prestige card. The Premier card’s 20% point discount on travel stacks with the Prestige card’s 4th night freeThese combine to give you up to 1.67 cents per point value, or a 40% point discount if you prefer to think of it that way.

Poor prices

Unfortunately, Citi’s prices through the ThankYou portal are often inflated compared to the competition.  As a result, the 4th Night Free discount isn’t as good as it sounds.  Here’s a chart I put together when I investigated prices across multiple sites.  This shows that Citi’s prices average about 10% above best available prices:

For more details, click here: How bad are Citi ThankYou hotel prices?

Additional 4th Night Free Disadvantages

Here are some downsides to booking hotels through the ThankYou portal:

  • You can’t apply additional discounts.  You can’t get AAA rates, government or military rates, hotel promotional rates (unless they are available on ThankYou.com), etc.
  • You won’t earn hotel loyalty points for your stay.
  • Your elite status (if any) most likely won’t be recognized.
  • Your receipt will show only the discounted price (this is an issue if you intend to expense the entire 4 nights)

How to Book 4th Night Free Stays

To book your stay, do the following:

  1. Log in to your Citibank account
  2. Click to view “My Points Summary
  3. Click Hotels under the Travel menu
  4. Search for your hotel with a date range spanning 4 or more nights

Q & A

  • How do I know which hotels are available and at what price?  Use the online hotel search function to find hotels and prices.
  • Will I earn hotel loyalty points and elite credits for a stay booked this way?  You most likely will not earn hotel points, elite credits, or elite recognition.
  • Are taxes and fees included in the fourth night discount?  No.  Therefore, your total savings on a 4 night stay will be less than 25%.
  • What discounts can be applied at the time of booking?  None
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Nashville Robert
Guest
Nashville Robert

New card member here, I had a trip to Ascuncion Paraguay, and was staying 11 nights. Decided to book two hotels (via the Thank You website) and get the 4th night free benefit twice. The first hotel was an independent that I have no loyalty standing with. Everything worked fine, pre-paid so just paid for incidentals when I left.

The second hotel was the Sheraton where I am a Platinum member. First the reservation never showed up on my account even though I had added my loyalty number on my profile on the Thank You site. Second the lady said because my reservation was booked through “Expedia” I wasn’t eligible to earn points. This is kind of a big deal, as a Platinum member with over 75 nights I typically earn 4 pts per dollar. This was a $1100+ booking so I lost over 5K points there as well.

I am not sure if this is typical, but I thought the rates came directly off of the SPG site. If not, then this card is not gonna be staying in my wallet past this first year. The booking itself was ~$20 more than the hotel website which was fine cause I was going to get $155 back. Also it says on the website Fourth Night Free applied on my reservation, that kind of scared me. Did it mean it already deducted the fourth night from the bill and the price I paid was the full price minus the fourth night? If so then I was screwed because the two hotels were charging me very close to the price for all four nights on the hotel website.

Any way, I travel 120 – 200 nights a year usually 2 or 3 weeks at a time internationally. This card could be a huge boon to me if it works like described in this article. If I lose out on points then it is useless to me and I will cut it up and cancel it after this year.

Next trip I will try the concierge and talk them through the booking, not going to use the Thank You site again.

Daniel
Guest
Daniel

I would definitely recommend you call the concierge for bookings at locations where you’re going to earn points/care about status (like the Sheraton).

I believe Citi has said you will earn points if booked online, but I was always skeptical and your experience has confirmed that skepticism.

I found the card extremely useful for the fourth-night-free benefit and considering the amount of travel you do, it could prove extremely valuable to you; but just if you book via phone.

In my experience, when you call in, they are making your booking via the hotel’s website (I can generally tell because the order of what they’re doing and saying matches the online booking process I’m used to).

Good luck with the program in future.

Nashville Robert
Guest
Nashville Robert

I just now was doing my expense report, and anyone who plans on paying full price and expensing that should not use the Thankyou portal. You get a terrible receipt that says 4th Night Free applied all over it and shows the Thank You Points as well.

Also they build that into the price, so even though I could have booked cheaper on SPG website (it was ~$20 more for one hotel and ~$7 more for the other). The portal supposedly gave me the 4th night free built into the cost I paid up front. So I will not be getting a statement credit and I wound up paying more for my (4 nights w/ 4th night free) than if I just booked straight 4 nights on the hotel website.

I will give it one more shot, but this card is not impressing me so far.

Yvonne
Guest
Yvonne

Does the rebate get posted as statement credit?

Also, I just got my card and want to book a trip in November. I haven’t hit the 7.5k minimum yet in 3 months but will by November. Does that mean I shouldn’t book until then?

Thanks in advance!

Daniel
Guest
Daniel

Yes

No

Nick Reyes
Editor

Sorry for the slow response. Yes, as Daniel said, it comes as the statement credit. There’s no reason to wait until you’ve hit the minimum spend to make a booking. That has nothing to do with the 4th night free benefit.

trackback

[…] you book through Citi concierge, you can get 25% off four-night stays excluding taxes and fees (see this post for more details). This can represent a great discount as long as the rate you book through Citi […]

Sp
Guest
Sp

Hi Greg,

Do you know if there’s a way I can use complimentary night vouchers along with the 4th night benefit?

Nick Reyes
Editor

What kind of vouchers are you talking about?

Jim
Guest
Jim

Do you know if booking the rates that include breakfast or parking as a package is included in the 4th night free? or is it strictly for room rates only? I am currently looking at a holiday inn which has all 3 options.

Nick Reyes
Editor

This varies by hotel and how they code their room rates. You should call the Prestige Concierge and ask about the specific hotel and dates you’re looking for and they can look at the rooms and rates available.

Joe
Guest
Joe

I keep getting messages from the Concierge that they do no book hotels, you have to go through Thank You (I have prestige and premier and want to use my points and get the 25% discount plus 4th night free). It shows up in the portal but the room type I want isn’t available there.

Nick Reyes
Editor

Have you tried calling?

Joe
Guest
Joe

Yes, same thing, they transfer me to the Thank You number and then thank you just quotes what is available on the portal. Very frustrating.

Ben K.
Guest
Ben K.

Do I need to pay with Citi Prestige card at checkout? Or can I use any Credit card?

Craig
Guest
Craig

My question is similar to one above:
I am looking to book a 7-night stay at an InterContinental property.
My plan was to go 1st 4 nights via Prestige “4th night free” program, do 2 of the additional nights on IHG points and the other night on my annual IHG free night certificate.
Would that work? Am I missing a potential problem/hiccup?
I assume I can just make separate reservation(s) for the IHG points nights and free night certificate after I do the Prestige concierge booking, then have the hotel link them once I am there, correct?

Nick Reyes
Editor

Sure, that looks like it would work. The only potential problem is if you book a different room type (for example, if you book a suite through the Prestige concierge and then your IHG points nights are a standard room — in that case, they could make you move rooms). Otherwise, assuming you’re booking the same room types, it should be no issue to link up the reservations when you arrive — you may just have to get your key reprogrammed a couple of times. I’ve never been forced to actually check out and move rooms in that type of situation.

Alfredo
Guest
Alfredo

Is it possible to use the 4th night benefit with sites as Leading Hotels of the World and Small Luxury Hotels?

Nick Reyes
Editor

Well, you don’t use this benefit with other “sites” — it just comes down to whether or not the hotel is bookable by the concierge. The answer is “probably”. But you’ll book through the Prestige concierge, not the Leading Hotels or Small Luxury Hotels sites. If you’re asking whether or not those programs will recognize your loyalty benefits when you book through Citi, I don’t have experience with those two. However, generally speaking, if you book via the Prestige concierge (in this case, you’re paying for 4 nights on your Prestige card and being reimbursed 1/4 the average nightly cost before taxes & fees), you’ll get your loyalty benefits. If you book online with Thank You points, you won’t. I would expect that to hold true with those two programs.

Jeremy
Guest
Jeremy

When do you receive the credit for the 4th night on your cc?

Daniel
Guest
Daniel

Generally at the end of the statement on which the hotel stay is charged to your credit card. Sometimes, especially if you’re pushing the end of the statement period, it will be at the end of the next statement.

Jeremy
Guest
Jeremy

Thanks

Anish Shah
Guest
Anish Shah

Hello. I have 3 weekend nights with hilton via Citi Hilton reserve card. Can I use those to get Friday to monday (3 nights) free on the reward certificates and use the citi prestige to then get the 4th night free?

Daniel
Guest
Daniel

No.

Nick Reyes
Editor

As Daniel said, no. Those won’t work together. You’d need to make a 4-night paid reservation through the Prestige concierge to get the 4th night free benefit.

Craig
Guest
Craig

I need to tweak a reservation that I made through the Prestige concierge (push arrival date back by one day).
Do I have to go through Prestige concierge again or can I just contact the hotel directly (using my confirmation number)?

Shonuffharlem
Guest
Shonuffharlem

No any changes can screw it up if not through citi

Daniel
Guest
Daniel

Yes, you’ll need to go through Citi.

You can reply to Citi’s email confirmation asking them to make the change if you find that easier.

Mbh
Guest
Mbh

I’m interested in booking a hyatt stay thru Citi (for 4th night perk), but want to use hyatt points to get club room upgrade, which is supposedly supposed to be done “at booking.” Does anyone know if I can book the paid stay visit citi, then contact hyatt with my reservation # and get the upgrade? (I no longer have “globalist” status–or whatever they call diamonds now.)

Thanks for this piece –it’s very helpful. I’ll add another reason to use email with the concierge: I used the phone and they ended up booking me for a MUCH higher price than I agreed to. It took almost a YEAR of repeated letters to citi to fix it and I STILL have not been reimbursed the interest and penalties they charged or had the “late payment” removed from my credit report! So, leave a paper trail, people.

Daniel
Guest
Daniel

I used a club room upgrade “certificate” (or whatever they call it) after Citi booked the fourth night free for me. You can even ask Citi to call Hyatt to do that (you’re supposed to make all reservation changes through the concierge so technically that’s what you’re supposed to do.)

So, when you call Citi to make the booking, I would tell them what you want done and they can likely call Hyatt on your behalf and make the reservation and apply the upgrade.

Let us know how it goes.

Mbh
Guest
Mbh

Awesome! Thanks for the great advice and quick response. I won’t be booking for a few weeks, but will report my results.

trackback

[…] each, you can get a discount of 190 Euro by booking through the Citi Prestige concierge (See our Complete Guide to the Citi Prestige 4th night free for more details on how to book over the phone). After that discount, the total comes down to 570 […]

Mr MR
Guest
Mr MR

Can anyone tell me how hotel receipts are provided at checkout? Do hotels typically provide a “traditional” hotel receipt that breaks down the daily charges, and include line items for all 4 days (including the 4th night which was free)? If yes, I assume the reciept would be in local currency if traveling internationally? I am hoping this is the case as if I submit a business expense this way, I can essentially double dip and expense all 4 nights in local currency and get the statement credit without the company even being aware. Thanks in advance for the help!

Daniel
Guest
Daniel

The receipt from the hotel won’t have any mention of the fourth night free. That’s handled by Citi on your credit card statement. So, the hotel doesn’t “know” anything about the Citi Fourth Night Free program.

Matt
Guest
Matt

This was very helpful. Thank you!

I just got my card yesterday and have been reviewing this to make sure I do it right. I sent an email just as you suggested and they told me that I had to call for the first time to give them my card number. They have to attach it to my profile, then they can do it via email in the future. They don’t want any credit card details sent via email (including the last four digits).

They were very helpful, answering all my newbie questions. They did confirm that with phone or email reservations, the full amount will be charged to my card and a credit issued later. Great for me, as I’m traveling on business.

Thaks for the great info!

Daniel
Guest
Daniel

Good luck. Just make sure, as is stated here, that you call or email to make your reservations instead of making them through the ThankYou portal. That way you’ll get your hotel (Hilton, Marriott, etc.) points and status nights.

Matt
Guest
Matt

Yeah, that is definitely a priority for me. I think the difference is when you go directly to the concierge, via email or phone, they are just picking up the phone and booking on your behalf. None of this funny portal business!

anna astashkina
Guest
anna astashkina

Hi,

Trying to book 4 nights in Madrid. I would like to redeem 112k points and get 4rth night free. SPG is showing $650/night and Thank you points $850/night. If I manage get Concierge to match the SPG rate, can i use points to offset credit card statement from the hotel? Are hotels considered to be a valid category to offset with points? I cant find any information on Citi on what is considered a qualifying charge

Daniel
Guest
Daniel

You can use Thank You Points through the Citi website to book the fourth night free.

If you’re looking to use $$ to book, you’ll want to call and ask them to book it for you via the SPG rate you’re seeing. As long as it’s a public rate, they can book it for you and set up the fourth night free.

Not really sure what you mean by using the credit card points as a statement (credit?) from the hotel. You can use your Citi points for cash (1 point=1 cent) at any time.

anna astashkina
Guest
anna astashkina

If you use Thank you points, the rate is double of the standard SPG rate. No way to adjust it.
Citi points for cash is 1 point=0.5 cents. How do you get 1 cent?

Daniel
Guest
Daniel

For Prestige, it’s 1 point = 1 cent.

“If you choose, you can also redeem your points for cash statement credits where each point is worth $0.01 each (i.e. 50,000 points=$500).”

https://www.forbes.com/sites/johnnyjet/2017/07/19/are-the-citi-prestige-changes-positive-higher-bonus-higher-annual-fee/#6759d8d34ed2

Sam
Guest
Sam

If you book 2 separate reservations for 1 room each for 4 nights, then would Citi allow the 4th night benefit on each separate reservation?

Thanks

Isaac
Guest
Isaac

Can I book a price from expedia or hotel.com through the concierge?

Nick Reyes
Editor

No.

Isaac
Guest
Isaac

Thanks. So I assume I can only book with prices from the hotel website or the thankyou points website, correct?

Nick Reyes
Editor

If you want to use ThankYou points, you have to book via ThankYou.com. However, in most scenarios, it makes more sense to book via the Prestige Concierge and then later take a statement credit with your ThankYou points.

If you don’t have the ThankYou Premier, you’ll get the same 1c per point in value whether booking through the ThankYou portal or booking with the Prestige and taking the statement credit later. The difference is that when you book through the Prestige concierge, you’ll earn hotel points, elite credit, and get elite benefits. You get none of that when booking through ThankYou.com. Additionally, since bookings through the Prestige Concierge get a 25% rebate, you’re earning hotel points and credit based on the full cost of 4 nights even though your net cost is only for 3. When you book through ThankYou.com, you get a 25% discount on the front end and no elite benefits.

The only time it might make sense to book through ThankYou.com is if you also hold the ThankYou Premier, you’ll get 25% more value from your points. That said, whether or not that’s better than taking the statement credit at 1cpp depends on your value of the hotel points / elite credit & benefits. Personally, I’d rather hang on to ThankYou points for more valuable transfers to airlines.

You don’t book through the hotel website to use ThankYou points. If you’re booking through the hotel website, you’d need hotel points – an entirely different animal.

That said, if you have a coupon code that works on the hotel website, the Prestige Concierge is usually able to apply that to your booking.

Isaac
Guest
Isaac

Sorry, I didn’t make myself clear. I am buying with cash through the Concierge. But I wanted to know which websites I could look up prices and then tell the Concierge to find those prices? You already told me that I can’t tell them to go to Expedia or similar. Obviously the hotel website prices can be booked through the Concierge. Any other sites? Thank so much for your help.

Nick Reyes
Editor

Does that answer your question? If not, feel free to give me some more specifics on your situation and I’ll try to explain it more clearly.

Isaac
Guest
Isaac

My reply is showing up before your reply even though it was sent after, so maybe you didn’t see it.

Isaac
Guest
Isaac

When I said above that I was paying with cash, i meant the Prestige Card as opposed to points.

CitiQuestions
Guest
CitiQuestions

I am looking to book a hotel using the 4th night benefit. The hotel I am looking at charges $150 for a 4 night stay but only $100 per night if I book a 6 night stay. The rate has a specific clause that says “Waive Early Departure Fees” so I know that I can check-out early. Do you think I will run into a reimbursement problem with Citi? I plan to stay the 4 nights, just not the extra 2.

Daniel
Guest
Daniel

No, I’ve done that. I just called the morning of checkout and said I had to leave early so didn’t formally check out. Doubt even that was necessary, but anyways…

Daniel
Guest
Daniel

Although, isn’t it cheaper to do 4 nights?

4 x $150/night = $600 – $150 (fourth night free) = $450

6 x $100/night = $600 – $100 (fourth night free) = $500

CitiQuestions
Guest
CitiQuestions

Don’t forget that I would be checking out early. So, its 4 x $100 – $100 so it would be = $300 (or $75/night) since I would be checking out early.

If I did the 4x$150 the average is $112.50/night

Daniel
Guest
Daniel

I think you’re playing with fire. Citi is expecting the stay for six night and a charge of $600 to trigger the fourth-night-free rebate. When they see a charge for $400, it won’t match with the reservation they made for you.

Sorry, I didn’t understand what you were doing. I’ve done four nights and left after three nights, but still paid the hotel for four nights.

Jbh2kplus
Guest
Jbh2kplus

Can I book 2 different hotels at the same dates to utilize the 4th night free benefit?

trackback

[…] Citibank Prestige has another great benefit called fourth night free. Basically, if you book three nights through the Citibank concierge, you get your fourth night free […]

Francisco C
Guest
Francisco C

does the prestige fourth night benefit work with The Four Seasonsfour fourth night free? Does it take off the average nightly rate of the four nights?

trackback

[…] Citibank Prestige has another great benefit called fourth night free. Basically, if you book three nights through the Citibank concierge, you get your fourth night free […]

Ken
Guest
Ken

Does this work for AirBNB stays?

Nick Reyes
Editor

No.

Whtnbr
Guest
Whtnbr

Am I able to stack 3rd/4th-night hotel promos and still receive the Prestige partner benefits like breakfast for two, room upgrade, late check out, etc? The concierge told me I couldn’t combine free nights promo and receive the mentioned benefits. Do I need to HUCA or was she correct?

Baila
Guest
Baila

Been using this benefit for a while now.
I have this bookmarked and always come here for the step by step in emailing them. Thanks!

I want to allow my spouse to earn the status nights and use his gold status.
Prestige card is in my name, it’s the same last name, staying together too.

If I provide his Marriott number will it attach fine, even though it has my name?
How can we go about it?

Cheers!

Art Fleming
Guest
Art Fleming

I received a confirmation from Citi with the estimated statement credit for the 4th night hotel benefit. However, the hotel charged a one night deposit on the Citi card one month prior to my stay. Will that change or effect the 4th night free benefit since the final bill from the hotel will show a different total after the one night deposit is subtracted from the bill?

trackback

[…] 4th night free is based on the average room rate over the first four days exclusive of taxes (See: Complete Guide to the Citi Prestige 4th Night Free), Hyatt does not break out the taxes separately on this hotel. I’ve called on this property […]

trackback

[…] upgrading to the Prestige down the road if you prefer its benefits. Those who would heavily use the Citi Prestige 4th Night Free might pass on this card in favor of the […]

trackback

[…] benefits: $250 annual airline credit, 4th night free on hotel stays, ability to pool and transfer points to partners, Priority Pass, trip delay coverage, price […]

trackback

[…] 4th Night Free Benefit […]

trackback

[…] 4th Night Free Benefit […]

trackback

[…] A better way to take advantage of the Citi Prestige 4th Night Free benefit is to book through the Citi Concierge (either by phone or by email).  When booked this way, you will earn hotel points and elite credits.  If you book this way, you can still optionally use points after the fact to erase the credit card charge.  More here: Complete Guide to Citi Prestige 4th Night Free. […]

Adolph
Guest
Adolph

New card member here, I called the concierge, they wanted me to give me the cvc number over the phone. I find this practice strange and insecure. The concierge told me there is no way of booking without the cvc. FYI this is citibank singapore. Anyone else face the same issue and how did you resolve this?

Edit: On escalating this with citibank, I learnt that the concierge is a vendor and their system is not plugged into the citibank system, so for any bookings the customer has to divulge the cc no, expiry and cvc. Also on checking they mentioned that they are not responsible for misuse of the information that we divulge. Don’t think the one night off is worth the risk of my cc info being misused.

Joeheg
Guest
Joeheg

I saw in the thread that you applied a Marriott SNU to a reservation. I have an upcoming reservation and it shows on my Marriott account, we booked through the concierge. Can I just apply the SNU online? Is it worth it to risk the $160?

Nancy
Guest
Nancy

What do you think…would the 4th night free (average) work if paying partially with the Prestige, i.e., three nights with Prestige, one night with Barclay Arrival? Thank you.

Nick Reyes
Editor

That isn’t supposed to work. That’s not to say that it might not possibly work, but if it doesn’t you’ll have no recourse. Personally, I don’t think it’s probably worth it.

trackback

[…] written the post – we now have additional exclusions, increased FCY charges, and the upcoming restrictions to the complimentary night programme for the US card have made local cardholders more […]

GeoffB
Guest
GeoffB

Any idea if 4th night free can be used to book in the name of another person? I could probably go the questionable route and add the second person as a guest, but is there a way to do it legitimately: book for another person and pay with my Prestige card?

Bill Lock
Guest
Bill Lock

I would like to book 2 rooms for 4 nights. Can I make 2 separate reservations, each for 1 room, so I can get 4th night free for 2 rooms? This would be ideal.

Otherwise I will need to make 1 reservation in one hotel and another reservation in a different nearby hotel (I think this is allowed right).

Can you please advise?

Nick Reyes
Editor

You’ll only get the credit for 1 room. From the terms:

“Group reservations, or other reservations consisting of multiple rooms, only one room will qualify for one complimentary night.”

Even at separate hotels, I don’t expect this would be allowed. You could try it, but I don’t think Citi will give you credit for 2 rooms on the same calendar day.

Bill Lock
Guest
Bill Lock

thanks, actually I called citi and I’ve confirmed that you are indeed correct. Different stays in different hotels on the same date won’t qualify for the 4th night free.

trackback

[…] through the thankyou.com portal or through the Prestige concierge via phone or email. In our Citi Prestige 4th night free complete guide, we explain why you don’t want to book these via thankyou.com (in short, your stay […]

trackback

[…] Literally anything I know about this card is from Frequent Miler, so check out the Complete Guide To Citi Prestige 4th Night Free. […]

trackback

[…] Literally anything I know about this card is from Frequent Miler, so check out the Complete Guide To Citi Prestige 4th Night Free. […]

trackback

[…] about a stack with the Prestige 4th night free? While you can’t use that benefit with a Points & Cash stay, we’ve already […]

trackback

[…] remember to check out the Citi Prestige 4th Night Free benefit, if you already have that card. Beginning in September, you can only use it twice per year, but if […]

Gabe
Guest
Gabe

Question: I qualified for the Citi Premier but didn’t qualify for the Prestige due to too many credit inquiries. A family member has offered to apply for the Prestige. Is there a way to combine our points and take advantage of both card’s benefits (1.25X point value on the Premier and 4th night free on the Prestige)? Not sure if being an authorized user on either end would give either of us access to the card’s benefits and/or points. Thanks!

trackback

[…] be valuable in many instances. See: Up to 1.67 cents per point value from ThankYou points and our Complete Guide to the Citi Prestige 4th Night Free for more […]

trackback

[…] Complete Guide to the Citi Prestige 4th Night Free. […]

Avi
Guest
Avi

can i as the cardholder book a hotel reservation with 4th night free for someone else?

DJS
Guest
DJS

What does twice per year mean – two bookings per year, or two stays per year? In other words, if I make a booking in November 2019 for March 2020, does this count towards my 2019 or 2020 allowance?

Jonathan Thompson
Guest
Jonathan Thompson

@Nick @Greg Any current data points on if the Premier and Prestige benefits still stack under the new fourth night free policy?