The most promiscuous airline programs

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My favorite points programs, by far, are transferable points programs. These are programs where points can be transferred to airline and hotel programs. This makes it possible to cherry-pick the best opportunities. If you earn points in only one loyalty program then you may find that flight awards or hotel awards are not available when and where you need them. With transferable points programs, though, your opportunities are far greater.

I’m also a fan of promiscuous transfer partners. These are the loyalty programs that make their points available to multiple transferable points programs. For example, Air France Flying Blue miles are transferable from all five of the major transferable points programs: Amex Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Rewards, Capital One, and Marriott Bonvoy.  The value to this should be obvious: if you need more points to book an award, you can get those points from any one of the supporting transferable points programs. So, if you opportunistically earn transferable points when it is easiest to do so (via big signup bonuses, special promotions, etc.), you will likely find that you can scrape together points needed for an award by pooling points from multiple transferable points programs into a single promiscuous partner.

Promiscuous transfer partners, ranked by number of partners

Let’s look at the programs that are most widely available through the major transferable points programs.

5 out of 5 (The Most Promiscuous Programs)

Shown below are all airline programs that are transfer partners with all five transferable points programs (Note: For a complete list transferable points programs, please see our Transfer Partner Master List):

Rewards ProgramAmex Transfer RatioChase Transfer RatioCiti Transfer RatioMarriott Transfer RatioCapital One Transfer Ratio
Air France KLM Flying Blue1 to 11 to 11 to 1
(instant)
60K to 25K1000 to 750
Emirates Skywards1 to 11 to 1
(instant)
1 to 160K to 25K1000 to 500
JetBlue250 to 200 plus excise tax1 to 11 to 1
(instant)
60K to 12.5K1000 to 750
Singapore Airlines KrisFlyer1 to 11 to 11 to 1
(~2 days)
60K to 25K1000 to 500

4 out of 5 (The second Most Promiscuous Programs)

Shown below are all airline programs that are transfer partners with four out of five transferable points programs:

Rewards ProgramAmex Transfer RatioChase Transfer RatioCiti Transfer RatioMarriott Transfer RatioCapital One Transfer Ratio
AeroMexico ClubPremier1 to 1.61 to 160K to 25K1000 to 750
Avianca LifeMiles1 to 11 to 1
(instant)
60K to 25K1000 to 750
Avios1 to 11 to 160K to 25K6000 to 3000*
Cathay Pacific Asia Miles1 to 11 to 1
(instant)
60K to 25K1000 to 750
Etihad Guest1 to 11 to 1
(~1 week)
60K to 25K1000 to 750
Qantas Frequent Flyer1 to 11 to 1
(~2 days)
60K to 25K1000 to 750
Virgin Atlantic Flying Club1 to 11 to 11 to 1
(instant)
60K to 25K

3 out of 5 (The third Most Promiscuous Programs)

Shown below are all airline programs that are transfer partners with three out of five transferable points programs:

Rewards ProgramAmex Transfer RatioChase Transfer RatioCiti Transfer RatioMarriott Transfer RatioCapital One Transfer Ratio
Air Canada Aeroplan1 to 160K to 25K1000 to 750
Alitalia MilleMiglia1 to 160K to 25K1000 to 750

2 out of 5 (The fourth Most Promiscuous Programs)

Shown below are all airline programs that are transfer partners with two out of five transferable points programs:

Rewards ProgramAmex Transfer RatioChase Transfer RatioCiti Transfer RatioMarriott Transfer RatioCapital One Transfer Ratio
ANA Mileage Club1 to 160K to 25K
Delta SkyMiles1 to 1 plus excise tax60K to 25K
EVA Air Infinity MileageLands1 to 1
(~2 days)
1000 to 750
Hawaiian Miles1 to 1 plus excise tax60K to 25K
Jet Airways JetPrivilege1 to 1
(instant)
60K to 25K
Qatar Privilege Club1 to 1
(~2 days)
60K to 25K
Southwest Rapid Rewards1 to 160K to 25K
Thai Airways International Royal Orchid Plus1 to 1
(~1 week)
60K to 25K
Turkish Airlines Miles & Smiles1 to 1
(~2 days)
60K to 25K
United MileagePlus1 to 1
(instant)
60K to 27.5K
Virgin Australia Velocity Frequent Flyer60K to 25K8000 to 4000*

Wrap Up

The tables above show the most “promiscuous” programs. These are the programs that are supported by multiple transferable points programs. Of course, just because you can transfer points to a particular program does not mean that it’s a good idea. Every airline  program has its own award rates and rules. And, the best program to use for booking an award is often not the airline you want to fly. Thanks to partnerships and alliances, many flights can be booked from many different programs. And, these programs differ both in how they price awards and in the taxes and fees charged.

To see a complete list transferable points programs, please see our Transfer Partner Master List.

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