Citi ThankYou Premier Card

This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as This site does not include all financial companies or all available financial offers. For additional details, see our Advertiser Disclosure.

Card / NotesBonus / Annual Fee
Citi ThankYou® Premier Card Citi ThankYou® Premier Card
Earning rate: 3X travel and gas; 2X dining and entertainment

Noteworthy Perks: With this card, ThankYou points become worth 1.25 cents each towards travel; or transfer points to airline partners

Annual fee waived first year, then $95

Recent better offer: 50K after $4K spend in 3 months

FM Mini Review: Very strong earnings for spend.


The Citi ThankYou Premier card arguably offers one of the best collections of travel related category bonuses: Earn 3X points for all travel, 3X for gas, and 2X for dining and entertainment.  It is also the best card to use for redeeming ThankYou points for non-airfare travel since it offers 1.25 cents value towards hotels, cruises, etc.  The higher-end Citi Prestige card has fewer 3X categories and only offers 1 cent per point value when redeeming for non-airfare travel.

Bottom Line

If you’re looking for a single great travel rewards card, the Citi Premier card ought to be considered.  Personally, I prefer the Chase Sapphire Reserve Card, but the Citi Premier has some advantages over Chase’s card: lower annual fee, no fee for authorized users, 3X gas and 2X entertainment.


Leave a Reply

Your email address will not be published. Required fields are marked *