20K after $500 spend in 3 months
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No Annual Fee
This card is known to be subject to Chase's 5/24 rule. While this card is marketed as earning cash back, that cash back is awarded in the form of Ultimate Rewards points, which are redeemable for $0.01 each through Chase or can be combined with other Ultimate Rewards-earning cards. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
FM Mini Review: Great for 5X categories. Excellent companion card to Sapphire Reserve or Sapphire Preferred!
Card Type: Visa Signature or Platinum
Earning rate: 5X in rotating categories on up to $1,500 spend per quarter. Q3 2019: 5X gas stations and select streaming services
See also: Chase Ultimate Rewards Complete Guide
The no-fee Freedom card is a great choice for those who also carry a premium Ultimate Rewards card such as the Sapphire Reserve, Sapphire Preferred, or Ink Business Preferred.
The Freedom card offers 1 point per dollar for most spend, and 5 points per dollar, for up to $1,500 spend, in categories that change each quarter. By itself, its a decent cash back card if you don't mind chasing after ever changing category bonuses. But, when paired with a premium card, the Freedom makes it possible to earn 5 transferable Ultimate Rewards points per dollar in rotating categories. That means you can earn 5 airline miles or hotel points per dollar, for selected categories of spend. That’s pretty darn good.
The card does charge foreign transaction fees, so leave it at home when traveling internationally. But within the US, the Freedom Card is a great choice for earning 5X rewards in selected categories.
With the Chase Freedom Card, Ultimate Rewards points can be redeemed as follows:
Chase Application Tips Call (888) 338-2586 to check your application status
Chase Application Tips
Call (888) 338-2586 to check your application status
Last updated on May 7th, 2018