Wells Fargo Propel American Express® Card

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Wells Fargo Propel American Express® Card
20K bonus points
20K after $1K spend in 3 months
Click Here to Apply

No Annual Fee

FM Mini Review: Combine points with the Wells Fargo Visa Signature to get 1.5 cents per point in value towards travel (or 1.75 cents per point if you spend $50K per year on the Visa Signature and combine your points).

Card Type: Amex Credit Card


Earning rate: 3X flights, hotels, homestays, car rentals, dining, gas, rideshares, transit, and streaming services

Application Tips

Wells Fargo Application Tips

  • Bank first: Wells Fargo usually requires having a bank account open before you can apply for a credit card.

  • 16 month rule: Limit of one signup bonus per 16 months

  • Get Same Card Again: No known rules against getting same card & bonus again.

  • Hard inquiries are combined into 1 when approved same day.

Check application status here.
If denied, call reconsideration here: 1-866-412-5956

Related Cards (Go Far Rewards)

Wells Fargo Visa Signature Card
Up to 50K bonus points
5X rewards points on up to $12,500 in gas, grocery, and drugstore purchases for 6 months. (that's 1x normal earnings plus 4x bonus)

No Annual Fee

Wells Fargo Propel American Express® Card
20K bonus points
20K after $1K spend in 3 months

No Annual Fee

Wells Fargo Cash Wise Visa® Card
$150 Cash Back
$150 after $500 spend in the first 3 months

No Annual Fee

Alternate offer: Some people are targeted (in their online Wells Fargo account or via snail mail) for 3% cash rewards for the first year up to $30,000 spent)

Last updated on April 25th, 2019

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This card looks like it now has no annual fee, and does not require you to have a login.


The card listed as the Propel World above and on the Best Offers page is actually just called Propel. There is a Propel World card, which I currently have. The Propel World has a $175 AF (waived first year) and includes $100 airline incidentals credit (works with MPX) per cardmember year (and can be done a second time before cancelling or downgrading to avoid AF), but only gets 3X on airfares, 2X on hotels and 1x everywhere else. The Propel World is now only available by phone and in branch. It used to have a 40K sign-up bonus, not sure whether it has that anymore. It looks like the Propel could be a good downgrade option when the AF on my Propel World comes due.