Capital One® Spark® Cash Select for Business

Note: Capital One is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

Capital One® Spark® Cash Select for Business
$200 Cash Back
$200 after $3,000 spend in 3 months from account opening
Click Here to Apply

$0 Annual Fee

FM Mini Review: This is a good option for business owners looking for simple cash back rewards with no annual fee. If you spend more than $19,000 per year, though, you would be better off with the 2% Spark Cash card.


Card Type: Visa Signature

Earning rate: 1.5% everywhere

Overview

The Capital One Spark Cash Select for Business card offers 1.5% cash back for all spend.

Overall, I expect that most businesses would do better with the Capital One Spark Cash for Business Card (2% back everywhere), the Capital One Spark Miles for Business Card (2X everywhere), or the Chase Ink Business Preferred Card (3X in select categories).

Overall, this is a good choice for a signup bonus, but it is a mediocre choice to use for spend.

Application Tips

Capital One Application Tips


  • 6 month rule: Must wait 6 months after applying for a Capital One card before applying for another one.

  • 2 card limit: You can have at most 2 Capital One consumer cards

  • Get Same Card Again: There is no known rule against getting the same card and bonus again even if you still have the card open.

  • Hard inquiries usually get issued through all 3 credit bureaus


To check application status, call (800) 903-9177 or (877) 277-5901
If denied, call reconsideration here: (800) 625-7866

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Last updated on May 30th, 2018

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