IHG Rewards Club Traveler Credit Card

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Chase IHG® Rewards Club Traveler Credit Card
Up to 65K points
65K: 60K after $2K spend in 3 months + 5K for adding authorized user
Click Here to Apply

$29 Annual Fee

FM Mini Review: Might be worthwhile for the signup bonus, but otherwise it probably makes more sense to pay $60 more for the annual free night that comes with the Premier.

Card Type: Mastercard World

Earning rate: ⚬ 5X IHG ⚬ 2X gas, grocery, and restaurants

Big spend bonus: Gold status with $10K spend in a calendar year

Noteworthy perks: ⚬ Fourth night free on award stays ⚬ 20% discount on points purchases


The Chase IHG Traveler card offers 5X points at IHG; 2X gas, grocery, and restaurant; and 1X everywhere else. But, since points tend to be worth much less than 1 cent each, I don't recommend using this card for spend. This card comes with the following benefits:

  • Fourth night free on award stays
  • 20% discount on points purchases
  • Gold status with $10K spend in a calendar year

Those benefits are pretty weak. Most people would be better off paying $60 more for the IHG Rewards Premier card since it comes with an annual free night at hotels that cost up to 40K points and Platinum status without a spend requirement. This card is really only worth it for the signup bonus and/or the 4th night free awards.

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