IHG Rewards Club Traveler Credit Card

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Chase IHG® Rewards Club Traveler Credit Card
This card is no longer available for new applications
This card is not currently available for new applicants.
Click Here to Apply

No Annual Fee First Year, Then $29

Recent better offer: 65K: 60K after $2K spend in 3 months + 5K for adding authorized user

FM Mini Review: Might be worthwhile for the signup bonus, but otherwise it probably makes more sense to pay $60 more for the annual free night that comes with the Premier.


Card Type: Mastercard World

Earning rate: ⚬ 5X IHG ⚬ 2X gas, grocery, and restaurants

Big spend bonus: Gold status with $10K spend in a calendar year

Noteworthy perks: ⚬ Fourth night free on award stays ⚬ 20% discount on points purchases

Overview

The Chase IHG Traveler card offers 5X points at IHG; 2X gas, grocery, and restaurant; and 1X everywhere else. But, since points tend to be worth much less than 1 cent each, I don't recommend using this card for spend. This card comes with the following benefits:

  • Fourth night free on award stays
  • 20% discount on points purchases
  • Gold status with $10K spend in a calendar year

Those benefits are pretty weak. Most people would be better off paying $60 more for the IHG Rewards Premier card since it comes with an annual free night at hotels that cost up to 40K points and Platinum status without a spend requirement. This card is really only worth it for the signup bonus and/or the 4th night free awards.

Application Tips


Chase Application Tips


  • Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them.

  • 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here.

  • 24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards.

  • 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days

  • Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business.

  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.

  • Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal)


Call (888) 338-2586 to check your application status
If denied, call reconsideration here:1-888-270-2127 for both personal and business cards;
or 800-527-7415 for the Ritz card

Related Cards (IHG)

Chase IHG® Rewards Club Premier Credit Card
Up to 105K points + $50
105K + $50: 100K after $3K spend in 3 months + 5K for adding authorized user + $50 statement credit after first purchase

$89 Annual Fee

Chase IHG® Rewards Club Traveler Credit Card
This card is no longer available for new applications
This card is not currently available for new applicants.

No Annual Fee First Year, Then $29

Recent better offer: 65K: 60K after $2K spend in 3 months + 5K for adding authorized user

Chase IHG® Rewards Club Select Credit Card

Click here to view details about a similar card: IHG Rewards Club Premier

Recent better offer: 85K + $50: 80K after $1K spend in 3 months + 5K for adding authorized user + $50 statement credit after first purchase

Last updated on May 30th, 2018

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IHG PointBreaks now live - Frequent Miler[Expired] Buy IHG points from 0.46 cents each w/ targeted promo - Frequent MilerNew IHG PointBreaks list coming on Monday - Frequent Miler Recent comment authors

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[…] stack with 4th night free on award stays with the IHG Rewards Club Premier or IHG Rewards Club Traveler […]

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[…] of the other benefits of the new IHG Rewards Club Premier and IHG Rewards Club Traveler cards is a 20% discount on the purchase of points. I don’t expect that benefit stacks with […]

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[…] meaning that their net cost is 4.5K / 9K / 13.5K). Those with the new IHG Rewards Club Premier or IHG Rewards Club Traveler card receive the 4th night free on award stays, which I believe drops the per-night cost of these […]