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Discover it® for Students
Get $50 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories. Plus, get $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
Click Here to Apply
$0 Annual Fee
FM Mini Review: In my opinion this is the single best "starter card" for students. It offers great rewards and no annual fee.
Card Type: Discover
Earning rate: 5X in rotating categories, up to $1500 spend per quarter
Noteworthy perks: Discover Cash Back is worth more than face value when redeemed for partner gift cards
The Discover It for Students Card earns 5% cash back in rotating categories each quarter, up to $1500 in spend. Outside of the 5X categories, the card earns only 1% cash back.
That said, this card has a number of great things going for it:
In my opinion, this is the single best choice for a student's first credit card. One great thing is that if the applicant isn't approved for the regular Discover It Student card, Discover will offer them a secured card that has the same rewards and same no-annual-fee. After 6 months or a year of responsibly using the secured card, Discover will upgrade the card to a regular Discover It Student credit card.