AT&T Access Card

AT&T Access Card

FM Mini Review: Good choice for those who shop often online (thanks to 2X earnings). Or, better yet, start with this card and then product change to the AT&T Access More card.


Card Type: Mastercard World

Base
Travel
Shop
Brand

Earning rate: ⚬ 2 points per $1 on products and services that are purchased directly from AT&T ⚬ 2 points per $1 on all purchases at online retail and travel sites ⚬ 1 point per $1 on all other purchases

See also: Citi ThankYou Rewards Complete Guide

Application Tips

Citi Application Tips


  • 24 Month Rule: To apply for a card within the same brand, must wait 24 months after opening or closing account.

  • Velocity Rules: Max 1 personal card per 8 days. Max 2 personal cards per 65 days. Max 1 business card per 95 days.

  • Get Same Card Again: Citi allows getting same card again (even if card is still open) as long as you follow the 24 month rule and velocity rules (above).

  • Hard inquiries DO NOT combine into 1 when approved same day

Check application status here.
If denied, call reconsideration here:800-695-5171 (personal); 800-763-9795 (business)
If reconsideration # doesn’t work, try the Citi Credit Card Executive Office: 423-477-6858

Related Cards (ThankYou Rewards)

Citi Premier Card
50K points
50K ThankYou Rewards points after $4K spend in 3 months

No Annual Fee First Year, Then $95

Recent better offer: None

Citi Rewards+ Card
15K points
15K points after $1K spend in 3 months

$0 Annual Fee

Citi Rewards+ Student Card
2.5K points
2,500 points after $500 spend in 3 months

$0 Annual Fee

Citi ThankYou Preferred Card

No offer at this time

$0 Annual Fee

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