AT&T Access Card

AT&T Access Card
10K points
10K ThankYou Points after $1K Spend in 3 Months
Click Here to Apply

$0 Annual Fee

FM Mini Review: Good choice for those who shop often online (thanks to 2X earnings). Or, better yet, start with this card and then product change to the AT&T Access More card.


Card Type: Mastercard World

Earning rate: ⚬ 2 points per $1 on products and services that are purchased directly from AT&T ⚬ 2 points per $1 on all purchases at online retail and travel sites ⚬ 1 point per $1 on all other purchases

Application Tips

Citi Application Tips


  • 24 Month Rule: To apply for a card within the same brand, must wait 24 months after opening or closing account.

  • Velocity Rules: Max 1 personal card per 8 days. Max 2 personal cards per 65 days. Max 1 business card per 95 days.

  • Get Same Card Again: Citi allows getting same card again (even if card is still open) as long as you follow the 24 month rule and velocity rules (above).

  • Hard inquiries DO NOT combine into 1 when approved same day

Check application status here.
If denied, call reconsideration here:800-695-5171 (personal); 800-763-9795 (business)
If reconsideration # doesn’t work, try the Citi Credit Card Executive Office: 423-477-6858

Related Cards (ThankYou Rewards)

Citi ThankYou Premier Card
60K points
60K after $4K spend in 3 months

No Annual Fee First Year, Then $95

Recent better offer: None

Citi Business ThankYou Card
20K miles
20K after $2K spend in 3 months

$0 Annual Fee

AT&T Access Card
10K points
10K ThankYou Points after $1K Spend in 3 Months

$0 Annual Fee

Citi ThankYou Preferred Card

No offer at this time

$0 Annual Fee

Citi ThankYou Prestige Card
This card is no longer available for new applications
One option is to sign up for the Citi Premier card instead and later product change to the Prestige card.

$450 Annual Fee

Recent better offer: 75K after $7.5K spend in 3 months

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