Citi Prestige Card

Card / NotesBonus / Annual Fee
Citi ThankYou Prestige Card Citi ThankYou Prestige Card
Earning rate: 3X airfare, hotels, and travel agencies; 2X dining and entertainment

Noteworthy Perks:
-$250 air travel credit (including airfare) per calendar year
-Free lounge access: Citi Properietary Lounges;, and Priority Pass Select with free guests
-3 hour trip delay insurance
-$100 Global Entry application fee credit
-Use points for 1.25 cents value for any flight or transfer to airline partners
-4th night free hotel benefit

NOTE: Reduce annual fee to $350 by signing up in-branch or by opening CitiGold Checking
None

$450 annual fee

Recent better offer: 75K after $7.5K spend in 3 months

FM Mini Review: This card is best for those who can take advantage of the 4th Night Free benefit and/or the best-in-class 3 hour trip delay insurance

Overview

The Prestige card is pricey, but it has a nice collection of perks as well as decent category bonuses for spend.  The annual $250 air credit makes the card’s annual fee considerably less of a burden for anyone who regularly pays for airfare.  And the card’s 4th Night Free benefit (details here) can result in huge savings for those who often have multi-night paid hotel stays.

Bottom Line

This is a great card for those who would use the 4th Night Free benefit multiple times per year.  Another great use is the card’s 3 hour trip delay insurance.  Others may prefer to get the card for just one year (for the signup bonus plus one year of perks) and then downgrade to the no-fee Preferred card (to keep points alive).  For those who won’t make much use of the card’s benefits, consider other great travel cards instead, such as the Chase Sapphire Reserve Card, or Citi ThankYou Premier.

Note: Many more excellent credit card offers, along with application tips for each bank, can be found on our Best Credit Card Offers Page.

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[…] than 27,000 Ultimate Rewards points round trip. If booking on American Airlines and you have a Citi Prestige card, you can get 1.6 cents per point in value — meaning a $400 flight would only set you […]

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[…] US Bank is making a foray into the premium card market. This card would presumably do what the Citi Prestige and the American Express Personal and Business Platinum cards haven’t done: kill the buzz on […]

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[…] offer a pretty good discount over regular booking rates. The discount becomes really good with a Citi Prestige […]

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[…] The Citi Prestige card offers the 4th Night Free on 4 night or longer stays booked through the Citi Prestige Concierge.  See Complete Guide to Citi Prestige 4th Night Free. By booking four nights this way, you can then apply your 3rd Night Free certificate in order to get 5 nights for the price of 3.  But, it gets better… […]

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[…] for your trip. Cards like the Chase Sapphire Reserve, the Chase Ritz-Carlton card, and the Citi Prestige offer excellent trip delay/cancellation protections. These cheap airfares could also be covered in […]

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[…] is set to drastically reduce the benefits that the Citi Prestige card offers after July 22  (details here).  This is at a time when competition in the premium card market has heated up dramatically.  I […]

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[…] that the Citi Prestige card has turned into a bit of a turkey through the loss of AA Admiral’s Club access, less valuable […]

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[…] Citi Prestige Card (details and current signup offer) […]

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[…] the old Citi Prestige 4th night free benefit, this sale wouldn’t have been any good. When the Prestige 4th night […]

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[…] started with my Citi Prestige card.  After briefly trying to sell me the AAdvantage Executive card, the retention specialist […]

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[…] is currently offering a huge 75K signup bonus after $7.5K spend for their Citi Prestige card, but The Points Guy reports that the 75K bonus will be ending soon (they don’t know an end […]

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[…] Citi ThankYou Prestige […]

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[…] number of Citibank cards earn ThankYou Rewards points.  These include Citi Prestige, Citi Premier, Citi ThankYou Preferred, CitiBusiness ThankYou, AT&T Access, and AT&T Access […]