Citi Rewards+ Card

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Citi Rewards+ Card
15K points
15K points after $1K spend in 3 months
Click Here to Apply

$0 Annual Fee

FM Mini Review: Downgrade from Prestige or Premier to this card in order to keep points alive


Card Type: Mastercard World

Base
Gas
Grocery

Earning rate: 2X at supermarkets and gas stations on up to $6,000 per year ⚬ Round up to nearest 10 TY points on all purchases

Noteworthy perks: Round up to the nearest 10 points on all purchases with no cap. ⚬ get 10% of your points back on the first 100K redeemed each year

Application Tips

Citi Application Tips


  • 24 Month Rule: To apply for a card within the same brand, must wait 24 months after opening or closing account.

  • Velocity Rules: Max 1 personal card per 8 days. Max 2 personal cards per 65 days. Max 1 business card per 95 days.

  • Get Same Card Again: Citi allows getting same card again (even if card is still open) as long as you follow the 24 month rule and velocity rules (above).

  • Hard inquiries DO NOT combine into 1 when approved same day

Check application status here.
If denied, call reconsideration here:800-695-5171 (personal); 800-763-9795 (business)
If reconsideration # doesn’t work, try the Citi Credit Card Executive Office: 423-477-6858

Related Cards (ThankYou Rewards)

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Recent better offer: None

Citi Business ThankYou Card
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Citi Rewards+ Card
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AT&T Access Card
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Citi ThankYou Preferred Card

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Citi ThankYou Prestige Card
This card is no longer available for new applications
One option is to sign up for the Citi Premier card instead and later product change to the Prestige card.

$450 Annual Fee

Recent better offer: 75K after $7.5K spend in 3 months