BOA Cash Rewards for Business

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Bank of America Business Advantage Cash Rewards Mastercard
$350 Cash Back
$350 after $3K spend in 90 days
Click Here to Apply

$0 Annual Fee


Card Type: Mastercard

Base
1%
Dine
2%
Gas
3%
Office
3%

Earning rate: 3% gas and office supply stores (up to $250K spend each calendar year); 2% restaurants

Noteworthy perks: When you're a Business Advantage Relationship Rewards client, you can get up to 75% rewards bonus on every purchase you make. Your rewards bonus is based on your enrolled tier – Gold 25%; Platinum 50%; or Platinum Honors 75%

Overview

The no-fee Cash Rewards for Business Card offers 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that); You can do better. This is a good choice for an easy signup bonus, but not a great choice for ongoing spend.

Application Tips

Bank of America Application Tips


  • 2/3/4 Rule: Max 2 consumer cards per rolling 2 months, 3 per rolling 12 months, and 4 per rolling 24 months.

  • 5 card limit: You will not get approved for a new consumer card if you already have 5 consumer BOA cards open

  • Get Same Card Again: Yes, even if you still have the previous card open.

  • Hard inquiries are usually combined into 1 when initiated within 30 days but there have been reports of TransUnion not combining.


Click here to check your application status
If denied, call reconsideration here: 800-354-0401 (8am-7pm ET Mon-Fri); 866-695-6598 (business cards);

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Last updated on May 30th, 2018

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