Below you will find transferable point credit card offers sorted from best to worst based on an estimate of first year value. Transferable points are points that can be transferred to airline and/or hotel loyalty programs, usually 1 to 1. For details about each of the popular transferable points programs and which cards are needed to unlock the ability to transfer points, please see: A quick guide to transferable points programs.
First year values are calculated as: estimated first year value minus estimated first year costs. First year value includes signup bonus points and statement credits. First year costs include the first year annual fee and the opportunity cost of meeting minimum spend requirements.
Please note that valuable perks such as free checked bags, companion passes, airport lounge access, etc. are not included in these calculations.
Full details of how first year value is calculated can be found here: Credit card signup bonus estimation details.
Top 10+ Transferable Point Program Credit Card Offers
If you’re interested in seeing more than the top 10 offers, simply click “Next” at the bottom of the page, or use the drop down selector at the top to show more than 10 items.
Advertiser and Refer-A-Friend Disclosure
Many of the card offers that appear on this site are from companies from which Frequent Miler receives compensation. Please see my full advertiser disclosure here. And, some offers are friend referrals in which we will earn points or other rewards in exchange for successfully referring you through the link shown here.
|Affiliate Link Example
Offers for which I receive compensation are shown with credit card images.
|Refer A Friend Example
Refer-a-friend offers are shown with this image
|Non-Affiliate Link Example
With many of the best offers, I do not receive compensation. This is indicated by the presence of a small “broken link” credit card image