Top 10+ Transferable Points Program Credit Card Offers

This page contains the best publicly available credit card offers. With some of the offers shown below, I’ll earn a commission if you click through and are approved for the card. That said, if a better public offer is available, I always show the better offer even if it means no commissions for me. For additional details, see our Advertiser Disclosure. Advertiser partners include American Express, Barclays, Capital One, and

Below you will find transferable point credit card offers sorted from best to worst based on an estimate of first year value.  Transferable points are points that can be transferred to airline and/or hotel loyalty programs, usually 1 to 1.  For details about each of the popular transferable points programs and which cards are needed to unlock the ability to transfer points, please see: A quick guide to transferable points programs.


First year values are calculated as: estimated first year value minus estimated first year costs. First year value includes signup bonus points and statement credits. First year costs include the first year annual fee and the opportunity cost of meeting minimum spend requirements.

Please note that valuable perks such as free checked bags, companion passes, airport lounge access, etc. are not included in these calculations.

Full details of how first year value is calculated can be found here: Credit card signup bonus estimation details.

Top 10+ Transferable Point Program Credit Card Offers

If you’re interested in seeing more than the top 10 offers, simply click “Next” at the bottom of the page, or use the drop down selector at the top to show more than 10 items.

Card Offer
Chase Ink Business Preferred Card
80K points
80K after $5K spend in 3 months

$95 Annual Fee

This card is known to be subject to Chase's 5/24 rule.

Recent better offer: This is the best public offer we've seen. A 100K offer is sometimes available in-branch through a Business Relationship Manager.

The Business Platinum® Card from American Express
Up to 100K points
Up to 100K: 50K after $10K spend in the first 3 months + 50K after additional $15K spend in the first 3 months. Terms apply.

$595 Annual Fee

Recent better offer: 150K after $20K Spend (Targeted)

American Express® Gold Card
50K points
50K after $4K spend in 3 months. Terms apply.

$250 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 50K after $2K spend in 3 months + 20% back as a statement credit at US Restaurants within the first 3 months (up to $100 back). [Expired 1/9/19]

Chase Sapphire Reserve Card
50K points
50K after $4K spend in 3 months

$450 Annual Fee

This card is known to be subject to Chase's 5/24 rule.

Recent better offer: 100K after $4K spend in 3 months, last seen 3/11/2017 in-branch

The Platinum Card® from American Express
60K points
60K after $5K spend in 3 months. Terms apply.

$550 Annual Fee

American Express® Business Gold Card
50K points
50K points after $5K spend in 3 months. Terms apply.

$295 Annual Fee

Business Green Rewards Card from American Express
3x points in select categories
Limited time offer: Earn 3x points on combined eligible purchases up to $50K in the first 3 months on spend on US Restaurants, hotel stays booked directly with hotels, and airfare purchased directly from airlines. Terms apply.
(Offer Expires 11/6/2019)

$95 Annual Fee

Advertiser and Refer-A-Friend Disclosure

Many of the card offers that appear on this site are from companies from which Frequent Miler receives compensation. Please see my full advertiser disclosure here. And, some offers are friend referrals in which we will earn points or other rewards in exchange for successfully referring you through the link shown here.

Generic 2 Affiliate Link Example
Offers for which I receive compensation are shown with credit card images.
Refer A Friend Example
Refer-a-friend offers are shown with this image
Non-Affiliate Link Example
With many of the best offers, I do not receive compensation. This is indicated by the presence of a small “broken link” credit card image


Last updated on August 22nd, 2018

Regarding comments: Comments posted at the bottom of Frequent Miler pages and posts are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.