Top 10+ Transferable Points Program Credit Card Offers

This page contains the best publicly available credit card offers. With some of the offers shown below (the one’s with a credit card image), I’ll earn a commission if you click through and are approved for the card. That said, if a better public offer is available, I always show the better offer even if it means no commissions for me. For additional details, see our Advertiser Disclosure. Advertiser partners include American Express, Barclays, Capital One, and CreditCards.com

Below you will find transferable point credit card offers sorted from best to worst based on an estimate of first year value.  Transferable points are points that can be transferred to airline and/or hotel loyalty programs, usually 1 to 1.  For details about each of the popular transferable points programs and which cards are needed to unlock the ability to transfer points, please see: A quick guide to transferable points programs.

Calculations

First year values are calculated as: estimated first year value minus estimated first year costs. First year value includes signup bonus points and statement credits. First year costs include the first year annual fee and the opportunity cost of meeting minimum spend requirements.

Please note that valuable perks such as free checked bags, companion passes, airport lounge access, etc. are not included in these calculations.

Full details of how first year value is calculated can be found here: Credit card signup bonus estimation details.

Top 10+ Transferable Point Program Credit Card Offers

If you’re interested in seeing more than the top 10 offers, simply click “Next” at the bottom of the page, or use the drop down selector at the top to show more than 10 items.

Card Offer
Chase Ink Business Preferred Card
80K points
80K after $5K spend in 3 months

$95 Annual Fee

Recent better offer: This is the best public offer we've seen. A 100K offer is sometimes available in-branch through a Business Relationship Manager.

The Business Platinum® Card from American Express OPEN
100K points
Up to 100K: 50K after $10K spend + 50K after additional $15K spend in 3 months.

$450 Annual Fee

Recent better offer: 150K after $20K Spend (Targeted)

Chase Sapphire Preferred Card
55K points
55K: 50K after $4K spend in the first 3 months + 5K after adding an AU and making a purchase

No Annual Fee First Year, Then $95

Chase Ink Business Unlimited
50K points
50K after $3K spend in 3 months

$0 Annual Fee

Chase Ink Business Cash Credit Card
50K points
50K after $3K spend in 3 months

$0 Annual Fee

Recent better offer: None. This is the best we've seen.

Citi ThankYou Premier Card
50K points
50K after $4K spend in 3 months

No Annual Fee First Year, Then $95

Recent better offer: None

The Business Gold Rewards Card from American Express OPEN
50K points
50K after $5K spend in 3 months (You may be eligible for a bigger signup offer. Call Amex to ask)

No Annual Fee First Year, Then $175

Alternate offer: Some have been targeted for a 75K offer. See this post for more info.

Recent better offer: 75K after $5K spend, targeted -- call to ask for offer. (last reported 2/25/16)

Chase Sapphire Reserve Card
50K points
50K after $4K spend in 3 months

$450 Annual Fee

Recent better offer: 100K after $4K spend in 3 months, last seen 3/11/2017 in-branch

The Platinum Card® from American Express
60K points
60K after $5K spend in 3 months

$550 Annual Fee

Recent better offer: 100K after $3K spend direct link (last reported 5/10/16)

Premier Rewards Gold Card from American Express
25K points
25K after $2K spend in 3 months

No Annual Fee First Year, Then $195

Recent better offer: 50K after $1K spend targeted via CardMatch Tool (last reported 2/11/16)

Citi Business ThankYou Card
20K miles
20K after $2K spend in 3 months

$0 Annual Fee

Chase Freedom Unlimited
Up to 17.5K points
17.5K: 15K after $500 spend in 3 months + 2.5K for adding authorized user

$0 Annual Fee

Chase Freedom®
Up to 17.5K points
17.5K: 15K after $500 spend in 3 months + 2.5K for adding authorized user

$0 Annual Fee

Starwood Preferred Guest® Business Credit Card from American Express
Up to $200
$100 statement credit after $1,000 in purchases in the first 3 months + $100 statement credit after your first purchase at participating SPG and Marriott hotels.

No Annual Fee First Year, Then $95

Recent better offer: 35K after $7K spend in first 3 months (Expired 3/28/18)

Starwood Preferred Guest® Credit Card from American Express
Up to $200
$100 after spending $1,000 in the first 3 months + $100 statement credit after first SPG / Marriott purchase in 3 months

No Annual Fee First Year, Then $95

Platinum Card® from American Express for Ameriprise Financial
Free First Year
No first year annual fee for you and up to 3 authorized cardholders

No Annual Fee First Year, Then $550

AT&T Access Card
10K points
10K ThankYou Points after $1K Spend in 3 Months

$0 Annual Fee

The Blue Business℠ Plus Credit Card
None
This card does not currently feature a welcome bonus.

$0 Annual Fee

Recent better offer: 20K after $3K spend in 3 months (Expired 6/21/17)

Citi ThankYou Prestige Card

Currently there is no signup bonus for this card. One option is to sign up for the Citi Premier card instead and later product change to the Prestige card.

$450 Annual Fee

Recent better offer: 75K after $7.5K spend in 3 months

Advertiser and Refer-A-Friend Disclosure

Many of the card offers that appear on this site are from companies from which Frequent Miler receives compensation. Please see my full advertiser disclosure here. And, some offers are friend referrals in which we will earn points or other rewards in exchange for successfully referring you through the link shown here.

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With many of the best offers, I do not receive compensation. This is indicated by the presence of a small “broken link” credit card image